America First Credit Union $100 Checking Bonus (Retired/Active U.S. Military + Veterans)


Update 12/6/21: Can do the same deal, but only requires depositing $100 this time. Hat tip to reader DW

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Valid for active and retired members of any branch of the U.S. military, as well as veterans
  • Direct deposit required: Yes, no minimum specified
  • Additional requirements: See below
  • Hard/soft pull: Hard 
  • ChexSystems: Unknown 
  • Credit card funding: Unknown 
  • Monthly fees: None
  • Early account termination fee: None
  • Expiration date: None listed

The Offer

Direct link to offer

  • Receive a sign up bonus of $100 when you become a new member of America’s First Credit Union and complete the following requirements:
    • Open a savings account with a $1 deposit
    • Add a free checking account and a free* Visa® debit card, on approved credit
    • Sign up for free online statements
    • Enroll in direct deposit
  • Existing members can also get up to $100 for the following:
    • America First Visa credit card – get one or increase your limit and we’ll pay $40 in transactions
    • Direct deposit – enroll and you’ll get $30
    • Online statements – sign up and we’ll give you $10
    • America First mobile banking app – download, make a transfer and get $10
    • Card Guard® – download the app and get $10
    • Bill pay – enroll, make a payment, and we’ll give you $10
    • Youth savings account – open them for your children and they’ll get a free Penny or Buck piggy bank
    • Auto & RV loans – get a low-rate auto or RV loan and we’ll pay $50 toward your first tank of fuel


The Fine Print

  • No monthly debit card fee.
  • Offers valid for active and retired members of any branch of the U.S. military, as well as veterans.
  • Eligibility & conditions apply.
  • Current members benefits limited to $100, available in cases where the member does not utilize listed product or service.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

They offer a free checking account, so no fees to worry about there, I wasn’t able to find any early account termination fee in the fee schedule.

Our Verdict

Update: Not worth considering as it’s a hard pull to open account.

Too difficult to say whether this is a good or bad deal without knowing if it’s a soft pull and if you can fund with a credit card. If anybody knows the answers to these questions, please let us know in the comments below. You can view a list of the bonuses we do recommend here.

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