Axos Bank $100 Checking Bonus – Direct Deposit Not Required


Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Nationwide
  • Direct deposit required: None
  • Additional requirements:
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: No
  • Monthly fees: None
  • Early account termination fee: $50, 180 days
  • Household limit: None
  • Expiration date: May 31, 2021

The Offer

Direct link to offer

  • Axos Bank is offering a $100 bonus when you open a new High Yield Savings account and Essential Checking account when you use promo code GET100

The Fine Print

  • Application using promo code GET100 must be submitted before 11:59pm PST on 05/31/2021 to qualify.
  • You must open your new Essential Checking account at the same time as your High Yield Savings account and have a Direct Deposit totaling at least $1,000 from a third party within the first 60 days of account opening to your Essential Checking account to qualify for this bonus.
  • Bonus will be deposited into your new checking account within 5 business days of your third statement cycle date.
  • Accounts must remain open for 180 days or an early closure fee of $50 may apply.
  • Must be new funds to receive bonus credit.
  • Terms and conditions subject to change without notice.
  • Bonus may be taxable and reported on IRS Form 1099-MISC.
  • Consult your tax advisor.
  • Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year.
  • NOTE: “New Funds” is defined as funds that did not originate from another Axos Bank brand account.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Neither of these accounts have a monthly fee.

Early Account Termination Fee

There is a $50 fee if the account is closed within 180 days of account opening.

Our Verdict

There is also a $100 Axos business checking bonus. This looks to be an easy bonus to do with no real requirements, we will add this to our list of the best bank account bonuses. It might be possible to stack this with the $20 referral bonus as well, but please do not share your referrals in the comments until we have confirmed this is the case.

Hat tip to reader JesC

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