[CA, IL, MO] First Bank $100 Checking Bonus

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Offer at a glance

  • Maximum bonus amount: $100
  • Availability: CA, IL, MO
  • Direct deposit required: Yes, $250+
  • Additional requirements: Use promo code
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: None
  • Monthly fees: $15, avoidable
  • Early account termination fee: Unsure
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • First Bank is offering a bonus of $100 when you open a new First Performance checking account and complete the following requirements:
    • Use promo code SWITCH2FB
    • Receive a direct deposit of $250+

The Fine Print

  • 100 account opening cash bonus will be credited to the First Performance Checking account within 30 days of posting initial direct deposit.
  • Bonus will be reported as interest credited to the Checking account.
  • Bonus $100 offer expires 45 days after the interest rate effective date shown above.
  • Limit one First Performance Checking per person.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

There is a $15 monthly fee. This is waived if you have a direct deposit of $250+ and 15 debit card transactions

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is an early account termination fee or not.

Our Verdict

Seems difficult to keep fee free for a bonus of only $100, so probably not worth doing for most people. Because of that I won’t add this to the best bank bonus page.

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