[CA only] USE Credit Union $300 Checking Bonus

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Update 3/30/22: There is now a landing page for this offer, should be available to all rather than specific addresses now. Hat tip to redvwmicrobus

Offer at a glance

  • Maximum bonus amount: $300
  • Availability: CA only. Everyone who lives, works, or worships in the California counties of Alameda, Sacramento, San Diego, Santa Clara, or Yolo.
  • Direct deposit required: Yes, $500+
  • Additional requirements: eStatements
  • Hard/soft pull: Soft pull (report of hard pull). Might be soft pull in branch and hard online
  • ChexSystems: Yes
  • Credit card funding: Up to $500
  • Monthly fees: None
  • Early account termination fee: $15, 90 days
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • USE Credit Union is offering a $300 checking bonus when you use the promo code NewMover. Bonus is broken down as follows:
    • $50 for opening a new checking account
    • $50 for setting up direct deposit within 90 days of account opening
    • $100 for keeping account open six months
    • $100 for keeping your account open one year

 

The Fine Print

  • Must be 18 years of age
  • Member must use code NewMover at account opening to receive this offer.
  • Bonus payments subject to tax
  • Must be a new USE Credit Union member and meet membership eligibility and account opening criteria
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

$15 fee if closed within 90 days of account opening according to the fee schedule.

Our Verdict

Previously the best bonus was a $100 referral bonus. Obviously this $300 bonus is much better but we don’t know if this is somehow targeted to specific addresses and mixed datapoints of hard/soft pull. Because of that we won’t be adding this to the best checking bonuses for now.

Hat tip to Angela L

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