[CA, OR, WA, In Branch only] UnionBank $300 Checking Bonus, Direct Deposit Not Required

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Offer at a glance

  • Maximum bonus amount: $300
  • Availability: In branch only, locations are in California, Oregon and Washington State only [Branch locator]
  • Direct deposit required: Optional
  • Additional requirements: See below
  • Hard/soft pull: Soft
  • ChexSystems: Unknown. They are sensitive to new accounts. Union Bank is known for being incredibly strict on opening accounts if you have opened even a few other checking accounts recently. Often they will approve you and then close the account a few days later. Read this posts for more information/examples.
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: June 18, 2021

The Offer

No direct link to offer, requires a referral. Post & share your referrals in this linked post.

  • UnionBank is offering a bonus of $300 when you open a new Bank Freely checking account at any Union Bank branch and complete one of the following within 90 days of account opening:
    • Make three direct deposits of $500 or more OR
    • Spend $1,000 in total on a minimum of ten purchases with your contactless-enabled Union Bank Debit Mastercard©

The Fine Print

  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any early account termination fee or not.

Our Verdict

Nice deal, it’s a shame they seem to be so inquiry sensitive. It’s possible they will be less inquiry sensitive in branch but that remains to be seen. We will still be adding this to our list of the best bank account bonuses just with the caveat regarding recent inquiries.

Hat tip to Sinosoul

Useful posts regarding bank bonuses:





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