[CA & TX only] Premier America Credit Union $100 Checking Bonus For Both Parties

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Offer at a glance

  • Maximum bonus amount: $100 for both parties
  • Availability: Locations in California & Texas [Branch locator]. In branch only (maybe not)
  • Direct deposit required: Yes, $200+
  • Additional requirements: See below
  • Hard/soft pull: Soft (make sure you opt out of overdraft protection)
  • ChexSystems: Unknown
  • Credit card funding: Yes, varies by product (at least $500)
  • Monthly fees: None
  • Early account termination fee: None
  • Household limit:  None mentioned
  • Expiration date: December 31, 2021

The Offer

Direct link to offer

  • Premier America Credit Union is currently offering a $100 checking bonus when you open a new checking account and receive a direct deposit of $200 or more

The Fine Print

  • $100 Head Start Savings Bonus is a promotional offer available 09/07/21 – 12/31/21.
  • Monthly ACH Direct Deposit (minimum $200) must be added to account in first 45-days from account opening to qualify. Offer subject to change or end without notice.
  • A deposit of $5 into a Smart Savings account is required to join Premier America Credit Union.
  • For businesses, a deposit of $250 into a Business Savings account is required to join Premier America Credit Union. Federally Insured by NCUA.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

I wasn’t able to find an early account termination fee in their fee schedule.

Our Verdict

Previously they offered a $100 referral bonus for both parties, but that didn’t require a direct deposit. That was a great offer, but hasn’t been back since 2018. Because of that I think if you’re interested in this offer I think it’s worth doing. We will add this to our list of the best bank account bonuses.

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