Capital One $150 Checking Bonus With Promo Code BONUS150

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Offer at a glance

  • Maximum bonus amount: $150
  • Availability: Nationwide
  • Direct deposit required: Yes, two direct deposits of $250+
  • Additional requirements: See below
  • Hard/soft pull: Soft (overdraft protection no longer being offered)
  • ChexSystems: Mixed. EWS sensitive according to the comments
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: None
  • Household limit: None listed
  • Expiration date: 8/17/2021

The Offer

Direct link to offer

  • Capital One is offering a bonus of $150 when you open a new checking account with promo code BONUS150 and complete the following requirements:
    • Set up and receive at least 2 direct deposits each of $250 or more within 75 days of account opening

The Fine Print

  • Open a 360 Checking account between 12:00 a.m. ET on June 16, 2021, and 11:59 p.m. ET on August 17, 2021. When you open your account, ensure you enter in promotional code BONUS150 in the Promo Code box at the bottom of the page.

     

  • Set up and receive at least 2 direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A qualifying direct deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a direct deposit.

     

  • This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

There is no early account termination fee

Our Verdict

Awful deal considering they sometimes offer $400 with similar requirements. Do not do this deal, wait for the better offer to return. We obviously won’t add this to the best checking promotion page.

Hat tip to reader William Q

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