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U.S. Bank $400 Checking & $100 Savings Bonus [Last Days]


Offer at a glance

The Offer

Direct link to offer

  • U.S. Bank is offering a $400 checking & $100 savings bonus. Bonuses are as follows:
    • Earn a $400 bonus when you open a new checking account and eStatements by December 18, 2020. Bonus you receive depends on recurring direct deposits of two or more that total (within 60 days of account opening):
      • $1,000-$1,999.99 to earn $100;
      • $2,000-$4,999.99 to earn $200;
      • $4,000 or more to earn $400 (this might actually be $5,000+ based on the $200 tier)
    • Earn a bonus of up to $100 when you open a new savings account. There are two tiers (must deposit by December 21, maintain it through June 21, 2021):
      • Make deposit(s) of $2,500 to $4,999.99 to earn $50
      • Make deposit(s) of $5,000 to earn $100

The Fine Print

Checking bonus:

  • A minimum deposit of $25 is required to open a U.S. Bank checking account.
  • To earn your $100, $200 or $400 bonus, open a new U.S. Bank consumer checking account (excluding Student Checking and Safe Debit Account) from November 5 through and including December 14, 2020.
  • Additionally, you must complete recurring direct deposits of two or more that total: $1,000-$1,999.99 to earn $100; $2,000-$4,999.99 to earn $200; $4,000 or more to earn $400 within 60 days of account opening and be enrolled in e-statements by December 18, 2020.
  • The checking account bonus will be deposited into your new checking account within 60 days of direct deposit verification, and verification of enrollment in e-statements.
  • The account must be open and have a positive balance.
  • Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes.
  • Offer may not be combined with any other checking account bonus offers.
  • Offer is not valid if you or any signer on the account have an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last six months, or received other U.S. Bank checking bonus offers within the past 12 months.

Savings bonus:

  • A $25 minimum deposit is required to open a new U.S. Bank Standard Savings account.
  • To earn your $50 or $100 bonus, open a new U.S. Bank Standard Savings account from November 5 through and including December 14, 2020.
  • Additionally, you must make deposit(s) of $2,500 to $4,999.99 to earn $50; $5,000 or more to earn $100 by December 21, 2020 then maintain a minimum total account balance of $2,500 or more to earn $50; $5,000 or more to earn $100 through June 21, 2021.
  • The savings account bonus will be credited to your new savings account based on both balance date terms within 60 days after verification of the maintained balance.
  • Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer savings account, had a U.S.
  • Bank consumer savings account in the last six months, or received other U.S. Bank savings bonus offers within the past 12 months.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Easy Checking

This account has a $6.95 monthly fee and is waived if you meet any of the following requiremnets:

  • Combined monthly direct deposits totaling $1000+ – or –
  • Average account balance of $1,500.- or 
  • Account holder(s) age 65 or greater.

Gold Checking

This account has a $14.95 monthly fee but is waived if you have a U.S. Bank credit card. Many of us have a U.S. Bank personal credit card like Altitude, Flexperks, or Cash+ which would work to keep the account fee-free. Another option is to get the Gold account and get the fee waived if you have a good credit score and join the Because You’ve Earned It program. 

Early Account Termination Fee

There is no early account termination fee to worry about

Our Verdict

Basically the same requirements as the $300 checking bonus. This bonus is definitely worth doing if you’re eligible, just remember you can’t have received a U.S. Bank checking bonus in the last 12 months. We will add this to our list of the best bank account bonuses.

Hat tip to reader sp

Useful posts regarding bank bonuses:





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(Memo) Walmart To Ban All Manufacture Spending Activities Beginning December 19th


Walmart stores are circulating a memo indicating that the stores will no longer allow transactions for the purposes of manufactured spend beginning December 19, 2020.

The memo, pictured below, describes what manufactured spend is, and that Walmart stores will no longer allow it due to the time-consuming nature of these transactions. It’s up to Walmart employees to spot the activity and disallow such transactions.

Reader Sam sent in the above image, and reader b. also tells of seeing the same memo (though they were barred from taking an image), and reader Jonathan sent in this tip as well.

This will effect prepaid card loads, money orders, etc. Anything that appears to the Walmart employees to be for manufactured spend purposes won’t be allowed, according to the memo, which is probably (?) being sent to all Walmart stores nationwide.

This looks to be the final nail in the coffin of the Walmart/MS era. Sad day for many people. If you rely on Walmart, be sure to liquidate everything this week before the ban goes into effect.





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Office Depot/Max Stores: Buy $300 In Visa Giftcards & Get $15 Instant Discount


The Offer

Check your local Office Depot/Max store to see if they have the following deal:

  • Buy $300 in Visa gift cards and get $15 discounted instantly at the register.

The Fine Print

  • This is presumably valid 12/13/20 – 12/19/20
  • Limit 1 per customer
  • Discount applied at register

Our Verdict

Reader Steven tested buying $300 in Visa gift cards at his local Office Depot/Max and the $15 came off automatically; there was no sign in the store, it just came off automatically at register. I assume it’s a nationwide deal, possibly not advertised anywhere or possibly some stores do advertise it.





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[Targeted] Discover: Three Months Of Amazon Prime For Free


Update 12/13/20: Can also try this direct link.

The Offer

No direct link to offer, sent out via e-mail. Subject line is ‘Just for you: 3 months of Prime courtesy of Discover’

  • Discover is offering some cardholders three months of Amazon Prime for free

The Fine Print

  • This promotion ends on the earlier of (a) 11:59PM PST, 12/31/2020, (b) the time at which 25,000 customers have redeemed the offer, or (c) when Amazon elects to end the promotion.
  • To redeem this offer you must link your Discover card to your Amazon account.
  • This is a limited time offer and only valid in the United States.
  • Offer is available by invitation only, is non-transferable, is not redeemable for cash, and may not be resold.
  • Membership will automatically renew at $119 plus applicable taxes per year after the expiration of the initial 3-month Prime membership. 3 months of Prime has a value of $39. View the Amazon Prime terms at www.Amazon.com/primeterms.
  • Prime memberships redeemed through a Prime gift code or promotional code are not refundable.
  • Amazon reserves the right to modify or cancel the promotion at any time.
  • Offer limited to one per customer and Amazon.com account.
  • Offer may not be combined with other offers.
  • If you violate any of these terms and conditions, the offer will be invalid.

Our Verdict

Keep in mind this enrolls you in auto renewal so remember to cancel if you don’t want to keep it.

Hat tip to reader jonflow





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Chase Offers/BofA: Get 10% Cashback at Hyatt (Max $25 Cashback)


Update 12/13/20: Deal available again until January 7, 2021

The Offer

  • Earn 10% cash back on Hyatt charges of $100 or higher ($25 cashback maximum).

People are reporting this on Chase cards. A number of banks use the same back end for these offers. This includes: Chase, Bank of America, Regions Bank, Suntrust Bank, BBVA, BB&T, PNC, Columbia Bank, Beneficial Bank, and Christian Community CU. You can read this post for more information. Now includes Chase as well.

The Fine Print

  • Offer valid one time only
  • Must be paid directly with merchant
  • Offer expires January 7, 2021; payment must be completed by that date
  • Only valid at domestic properties

Our Verdict

Hyatt locations usually sell gift cards at reception and that normally triggers these types of offers as well. Max this out by spending $250.

Hat tip to GC Galore

Post history:

  • Update 10/11/20: Deal is available again, this time the end date is 10/22/20
  • Update 9/9/20: Deal is available again, this time the end date is 10/27/20. Hat tip to MtM





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ShopRite: Purchase $50 In Third Party Giftcards & Save $10 On Your Next Shop (Limit 1)


The Offer

Direct link to offer

  • ShopRite is offering $10 off your next shop when you spend $50 or more on any third party gift card

The Fine Print

  • Excludes ShopRite gift cards.
  • Must be one transaction.
  • Limit one per customer.

Our Verdict

Usually this is only on select gift cards, but a couple of times a year we get it on all gift cards. Use a card that earns at a high rate on grocery store purchases to get an even bigger discount.

Hat tip to GC Galore

 





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DoorDash Promo Codes: Dashpass 20% Off With Promo Code DD20OFF3MEALS


Update 12/13/20: New code DD20OFF3MEALS works for 20% off your next three orders. Valid until 12/15. Hat tip to reader Brent C

Update  12/6/20: New code GUESSWHOSBACK works for 25% off. $5 Maximum discount.

Update 12/2/20: Dashpass members get 20% off, up to $10 discount, at local restaurant orders of $15+ each Wednesday in December 2020 with promo code: WINTER20DP. Valid on the following Wednesdays – 12/2, 12/9, 12/16, 12/23, 12/29. Limit 15 redemptions per account. (ht SD)

Update 11/16/20: Worth logging into your account as some people are seeing 25% off pick up orders or $10 off $20 on pick up orders, no promo code required.

Update 11/3/20: Get 10% off orders of $12+ with promo code: DPVOTE (ht Dansdeals)

Update 10/18/20: 15% off your next two orders with promo code LUCKYYOU or LEANMEAN15. YMMV as always. Hat tip to reader Information Booth & @stepshep

Update 10/15/20: 50% off is available with promo code LITERALLYHALF. $10 maximum discount, not all accounts are eligible you might get the ‘the user is not in the target audience for this promotion’ error.

DEAD Update 10/2/20: DashPass members get $20 off with promo code DP4WKRETRY. (ht to reader @pratikj257)

Update 9/21/20: DDSAVE50X2 might also work for 50% off. Same as below. PICK30SEPT30C might work for 30% off pick up orders as well

Update 9/18/20: 50% off your next two orders with promo code DDSAVE50. Valid until 9/27. $25 maximum discount per order. It’s YMMV. DDSAVE75 might also work for 75% off.

Update 8/30/20: 25% off with promo code CHACHINGX2. $10 maximum discount, valid until 9/5/20.

Update 8/2/20: Today is the last day for the $15 off $15+, read the comments if you can’t get it to work.

Update 7/26/20: Check your app for $15 off $15+ on delivery order for DashPass members at dass pass eligible restaurants, valid through 8/2/20. It just shows up at checkout, no promo code to add. Direct Link. Works on pick up orders also Hat tip to Esther

Upcoming deals for DashPass members:

  • 8/3 – 8/9: Get a free slice of cheesecake from The Cheesecake Factory when you order $12 or more. Promo code CHEESECAKE20.
  • 8/10 – 8/16: Get B-O-G-O free when you order entrees from Chipotle. Promo code CHIPOTLE20.
  • 8/17 – 8/23: Get $20 off your next Pickup order. Promo code DDPICKUP20.
  • 8/24 – 8/30: Get $15 off your convenience order. Promo code ESSENTIALS20.
  • Week 6—8/31 – 9/6: Celebrate National Pizza Week with up to $15 on pizza orders. Promo code PIZZA20.

Update 7/20/20: Offer is back again: Get 50% off with promo code DP50OFF for DashPass members. Valid through 7/24/20. Same $20 maximum as last time. Hat tip MyDearPanda

Update 7/13/20: Get 50% off with promo code DP50OFF for DashPass members. Valid until 7/13, $13/$20 maximum discount.

Update 7/11/20: Get 25% off your next two orders with promo code 25OFFNEXT2. Valid until 7/15, unfortunately not everybody is eligible. Hat tip to DDG

Update 7/5/20: DoorDash is offering some customers 50% off their first pick up order with promo code 50JULYUS. Valid until July 31st, 2020.

Update 6/29/20: DoorDash is offering some customers 50% off their first pick up order with promo code PICK50US or 50JUNUS. Valid until June 30th, 2020

Update 6/28/20: DoorDash is offering 10% off all pick up orders in July, no promo code needed you should see the offer in your account. Can be used 10 times, limit of $50 in spend per use. Valid through July 31, 2020, 11:59pm PT

Update 4/23/20: $5 off $15 panera + free shipping with promo code GETPANERA.

Update 4/21/20: $5 off and free shipping with promo code 5OFFAPRILW2. This offer is YMMV. Valid until April 23rd, 2020.

Update 4/11/20: DoorDash is offering 25% off your first convenience order. No promo code needed, $5 maximum.

Update 4/4/20: 25BONAPPETIT works for 25% off.

Update 4/4/20: 50BONAPPETIT works for 50% off. $10 maximum discount. Valid through April 10th.

Update 4/4/20; 5OFFPICKUP works for $5 off a pick up order of $10+.

Update 4/3/20: PICKUP15OFF works for 15% off pickup orders. Offer valid through April 6, 2020. Maximum discount of $15. Samsung Pay/SoFi Money for another 20% back.

Update 2/16/20: New code 20OFFPICKUP works for 20% off. Works on pick up orders only, valid through 2/16

Update 2/7/20: New code 25OFFFOOD works for 25% off up to a maximum of $20 off until 2/13. Seems to be YMMV. Hat tip to Dans Deals

Update 2/7/20: Enjoy a free* Buddy’s Original Four Square Pizza delivered on orders of $5 or more to celebrate National Pizza Day. Use code PIZZABUDDYS. Expires 2/7

Update 1/31/20: New code TOUCHDOWN works for $5 off $15, I believe it’s only good for McDonald’s.

The Offer

  • DoorDash is offering 25% off when you use the promo code 25OFF4U

The Fine Print

  • $20 maximum savings
  • Valid until 1/30

Our Verdict

Very useful for Chase Sapphire Reserve cardholders who get a $60 annual credit. Hopefully this is a sign of things to come and we see these DoorDash promo codes as often as the UberEats promo codes.

Hat tip to Dans Deals





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[CT only] Westfield Bank $300 Checking Bonus


Offer at a glance

  • Maximum bonus amount: $300
  • Availability: Must live in Granby area, Northern Hartford, or Northern Tolland Counties of Connecticut. With previous bonuses was also available in MA
  • Direct deposit required: Yes, no minimum specified
  • Additional requirements: See below
  • Hard/soft pull: Soft
  • ChexSystems: Yesreport of being sensitive
  • Credit card funding: Up to $500. Can fund with American Express, Discover, Mastercard & Visa.
  • Monthly fees: None
  • Early account termination fee: Unknown, maybe 180 days bonus forfeit
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • Westfield Bank is offering a bonus of $300 when you open a new checking account online or at any of our Connecticut offices. Must complete the following requirements:
    • Use promo code $300CTConsumer
    • Order a debit card enroll in online banking and receive $50
    • Enroll in eStatements and receive $50
    • Sign up for direct deposit and receive $200

The Fine Print

  • One offer per person available to new WB Portfolio, WB Performance, WB CT Signature, WB CT Free, or WB CT 16-25 Checking account customers only.
  • Order a debit card and enroll in online banking to receive $50. Enroll in eStatements and receive $50. Sign up for direct deposit and receive $200.
  • The bonuses will be deposited into your account within 45 days after the criteria is met, which must happen within 60 days of account opening. Minimum balance to open a WB Portfolio, WB Performance, WB CT Signature, WB CT Free, or WB CT 16-25 Checking account is $10.
  • As of 8/7/2020, the Annual Percentage Yield (APY) on the WB Portfolio Checking account is 0.10% and may change after the account is opened.
  • Minimum balance to earn the APY is $10. Fees may reduce earnings.
  • Offer available at the following branch locations: Bloomfield, Granby, Enfield, and West Hartford, or online.
  • Offer may be rescinded at any time. Promotional code: $300CTConsumer
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Free checking account qualifies and that has no monthly fees to worry about.

Early Account Termination Fee

With other bonuses account has needed to be kept open for 180 days to avoid losing the bonus.

Our Verdict

Previous best bank bonus was $200, this is an extra $100 and the requirements are the same. Fingers crossed it works in MA as well, but seems to be CT only this time around.

Hat tip to reader CK9

Useful posts regarding bank bonuses:





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Officedepot.com/GCM: Save $15 Instantly On $300 Visa Giftcard


The Offer

Direct Link to offer

  • Giftcardmall via Officedepot.com is selling $300 Visa gift card with a $15 instant discount. Limit 1.

The Fine Print

  • Offer valid from 12/11/2020 to 12/17/2020
  • Maximum discount allowed is subject to a maximum sum of $15 per customer

Our Verdict

Ends up $290.95 shipped after the $5.95 purchase fee. This will not code as Office Supply since it’s processed through Giftcardmall, so just use any regular credit card. Portals won’t work either, presumably.

 





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[Targeted] Kroger: $10 Off $100+ Giftcards


The Offer

No direct link to offer, sent out via e-mail. Unknown subject line

  • Kroger is offering some customers $10 off when purchasing $100 or more in eGiftcards online

The Fine Print

  • Valid until 12/13/20
  • Limit 1

Our Verdict

Seems to be for people that haven’t bought anything from Kroger recently.

Hat tip to GC Galore





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