Experian Launches ‘Experian Go’ Build Your Own Credit Report For Thin Credit Files

Experian has launched something called ‘Experian Go‘. The idea behind Experian Go is to allow consumers with little or no credit history to build their credit report. Once users sign up they have an authenticated credit report and can then use Experian Boost to add utility and telecom bills to their credit history. Experian Go also offers financial offers to users.

This really just seems like a way of promoting Experian Go and also pushing financial offers (presumably with affiliate links/partnerships).

Source link

[OK, IL, KS & MO only] Jefferson Bank $300 Checking Bonus

This is the same bonus as Central Bank, but according to this comment you can do both. Terms say Offer may only be redeemed by the intended recipient and are nontransferable, but the promo code is public.

Offer at a glance

The Offer

Direct link to offer

  • Jefferson Bank is offering a bonus of $300. Requirements are as follows:
    • Use promo code Easy300
    • Deposit $50 or more at account opening
    • Have at least two qualifying direct deposits within the first 90 days of account opening

The Fine Print

  • To receive the $300 checking bonus open a new eligible personal checking account. Eligible accounts include MyChoice Checking, MaxMoney Checking, Free Checking, Preferred Interest Checking, and World Checking. Deposit $50 or more at account opening; and have at least two or more direct deposits within 90 days of account opening.
  • No minimum balance required for Bonus.
  • Qualifying types of Direct Deposits include Payroll, Pension or Government Benefit. Bonus is reported to the IRS as interest.
  • Bonus will be deposited into the checking account within 15 business days after account 1) meets all requirements AND 2) has been open for 90 days.
  • Available to new checking account customers only.
  • The new checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the bonus.
  • Customer must bring in mailer or use offer code to receive incentive.
  • Offer may only be redeemed by the intended recipient and are nontransferable.
  • Eligibility for this offer will be verified prior to providing the bonus.
  • One offer per household.
  • We reserve the right to not open accounts for customers outside our market area.
  • Please contact us for further details. Promotion ends 6/30/2022.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They offer a free checking account with no monthly fees to worry about.

Early Account Termination Fee

Wasn’t able to find a fee schedule so unsure if there is any EATF, but given there is no monthly fee might as well keep the account open.

Our Verdict

Great deal if you can do this and Central Bank. Requirements are easy to meet making this bonus worth doing.

Hat tip to 2 Good 2B

Useful posts regarding bank bonuses:

Source link

Amazon: $50 Athleta Giftcard for $40

Amazon is selling Athleta gift cards on sale (affiliate link below):

  • $50 Athleta physical gift card for $40 with free shipping. Limit 1.

This deal ends soon at midnight PT on January 26th. Athleta gift cards work at Gap, Old Navy, and Banana Republic too.

Source link

UBS To Acquire Wealthfront For $1.4 Billion

UBS has agreed to acquire Wealthfront for $1.4 billion in an all cash transaction. Wealthfront has sent out an e-mail to existing users stating:

  • Wealthfront will be able to offer you even more compelling products and services now that we have UBS as a partner.
  • Our advisory fee and investment philosophy will remain the same.
  • We will continue to offer all our services as usual, and we’re building more this year that we think you’ll love. Our desire to innovate has not changed.

Some readers might have an account from the 1.78% account or the brokerage bonus.

Source link

[Targeted] Discover: Add An Authorized User & Get $25 When You Make A Purchase

Update 1/26/22: Deal is back and valid until 3/21/22.

Update 10/28/21: Deal is back and valid until 12/20/21.

Update 7/31/21: Deal is back and valid until 9/22/21. Hat tip to FM

Update 3/18/21: Deal is back and valid again until 4/10/2021. Hat tip to reader Celia

The Offer

Targeted offer sent out via e-mail, subject line is ‘This $25 cash back could be yours’

  • Discover is offering some cardholders a bonus of $25 when you add an authorized user and make a purchase (no minimum) by November 30, 2020

The Fine Print

  • Valid until November 30, 2020

Our Verdict

Better than previous Discover authorized user bonuses that required $3,000 in spend. Worth doing if targeted.

Hat tip to reader Hiep T

Source link

Amazon Fresh: $15 Off $35+

The Offer

Direct link to offer (our affiliate link)

  • Amazon Fresh is offering $15 off $35+ when you scan the QR code.

The Fine Print

  • Present QR code at checkout to receive $15 off your purchase of $35 or more at your local Amazon Fresh grocery store.
  • Offer expires the earlier of 11:59 p.m. (PT) March 14, 2022, or when all promotional codes are claimed.
  • Items must be purchased in a single order at Amazon Fresh stores.
  • Offer valid in store only.
  • Offer is valid on a purchase of $35 or more.
  • Taxes, tips, alcohol, regulatory fees, pickup fees, and delivery fees do not apply when determining minimum order amount. The maximum benefit you may receive from this offer is $15.
  • Offer may not be combined with other offers.
  • Offer limited to one per customer and account. Offer does not apply to gift cards, digital content, or alcohol.
  • Delivery fees, pickup fees, and taxes may apply to the full value of discounted and free promotional items.
  • Offer is non-transferable, not redeemable for cash, and may not be resold.
  • Offer discount will be allocated proportionally among all promotional items in your order.
  • If any of the products or content related to this offer are returned, your refund will equal the amount you paid for the product or content, subject to applicable refund policies.
  • Amazon reserves the right to modify or cancel the offer at any time. If you violate any of these terms, the offer will be invalid.
  • Void where prohibited. Unless an ( Gift Card is the stated benefit of the promotion, promotional codes (including those placed directly in accounts) may not be redeemed for ( Gift Cards.

Our Verdict

Not a huge discount but good for anybody that shops with Amazon Fresh.

Source link

[YMMV] Chase IHG: 20% Off Award Stays

The Offer

No direct link to offer, sent out via e-mail. Subject line is ‘Just for you: 20% off Reward Nights’

  • Chase IHG is offering 20% off award stays
    • Must book by February 8th
    • Complete stays by March 13th

Our Verdict

Works with free night certificates as well. Shame that it’s targeted. Hopefully more of these to come with the Chase IHG changes coming.

Source link

Venmo Credit Card $200 Signup Bonus With $1,000 Spend

The Offer

Direct Link to offer

  • The Venmo credit card now offers a $200 cash bonus when you sign up for the card and spend $1,000 within the first 6 months.

Offer valid through March 31, 2022.

Card Details

  • No annual fee
  • No sign up bonus
  • Card earns at the following rates:
    • 3% cash back on your Top Spend category
    • 2% cash back on your Second Top Spend category
    • 1% cash back on all other purchases
  • 3% & 2% categories have an annual spend limit of $10,000, after that they earn 1% back
  • The following categories are eligible for ‘Top Spend’: Dining & Nightlife, Travel, Bills & Utilities, Health & Beauty, Grocery, Gas, Transportation, Entertainment
  • Our review of the card can be found in this post

Our Verdict

Decent cash bonus offer. We’ll add this to our List of Best Credit Card Signup Bonuses. Previously the card had no public bonus; there were some targeted $100 or $200 signup offers.

Hat tip to reader Alex

Source link

Bitcoin (BTC) $ 37,780.00 1.03%
Ethereum (ETH) $ 2,540.18 3.76%
Tether (USDT) $ 1.00 0.17%
Litecoin (LTC) $ 109.79 1.52%
Binance USD (BUSD) $ 1.00 0.15%
Apple Inc.  AAPL 
$170.33  $11.11  6.98%  
AMC Entertainment Holdings, Inc  AMC 
$15.06  $0.54  3.72%  
Tesla, Inc.  TSLA 
$846.35  $17.25  2.08%  
VBI Vaccines, Inc.  VBIV 
$1.60  $0.07  4.58%  
GameStop Corporation  GME 
$97.91  $4.39  4.69%  
Walt Disney Company (The)  DIS 
$138.63  $3.21  2.37%  
DraftKings Inc.  DKNG 
$20.64  $1.25  6.45%  
Airbnb, Inc.  ABNB 
$142.77  $4.36  3.15%  
Uber Technologies, Inc.  UBER 
$35.21  $1.12  3.29%  
DoorDash, Inc.  DASH 
$103.67  $7.58  7.89%  
Zomedica Corp.  ZOM 
$0.29  $0.0101  3.61%  
Nokia Corporation Sponsored  NOK 
$5.72  $0.13  2.33%  
United States Antimony Corporat  UAMY 
$0.42  $0.0096  2.23%  
$0.593  $0.0075  1.28%  
Danimer Scientific, Inc.  DNMR 
$4.60  $0.24  5.50%  
BurgerFi International Inc  BFI 
$4.94  $0.09  1.86%