Credit

Stash Increases Monthly Fee To $3 (Up From $1)


Stash Investing has increased the monthly fee on the basic Beginner plan from $1/month to $3/month. The change will go into effect on August 1, 2022. Existing customers on the $1 plan will have their fees bumped to $3 as well. (Email Subject: Time for a change)

A lot of us did a Swagbucks signup offer for Stash in the past.

We’re reaching out to share an important update with you regarding our Stash plans. As we continue to enhance our products and features to help you invest with even greater confidence, the $1 Stash Beginner plan will no longer be available as of August 1st, 2022. This means you won’t be able to downgrade to the $1 plan.

There’s no action required at this time. If you have any additional questions, you can learn more here. For up-to-date info on our disclosures, we encourage you to read the latest version of our Brochure and Advisory Agreement or check out our website.

Hat tip to RobertL and YTHO



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[GA, Students only] Delta Community Credit Union $100 Checking Bonus – Direct Deposit Not Required


Offer at a glance

  • Maximum bonus amount: $100
  • Availability: GA only, must be a student
  • Direct deposit required: No
  • Additional requirements: Deposit $100+
  • Hard/soft pull: Soft pull
  • ChexSystems: No
  • Credit card funding: Can fund up to $500 with a credit card
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None
  • Expiration date: June 30, 2022

The Offer

Direct link to offer

  • Delta Community Credit Union is offering students a $100 bonus when you open a free checking account. They match deposits up to $100, must use promo code GRAD22

The Fine Print

  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They offer a free checking account with no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find any early account termination fee in their fee schedule.

Our Verdict

Very restrictive bonus, only posting as the requirements are so easy.

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Facebook $90M Class Action Lawsuit (2010-2011 Timeframe)


Facebook Settlement

Facebook Class Settlement link

This lawsuit alleges that Facebook improperly tracked their users from the United States while visiting other websites that had a Facebook ‘Like’ button on their pages. Facebook has agreed to a $90 million settlement payout to affected users.

Submit A Claim Here

Who Is Eligible?

Anyone who was a Facebook user in the US and visited non-Facebook websites that displayed the Facebook ‘Like’ button, between April 22, 2010 and September 26, 2011.

How Much?

The total settlement fund is $90 million. There is no stated estimate of how much payout will be, it’ll depend on the number of claimants.

Important Dates

  • Claims must be submitted by September 22, 2022
  • Must have had a Facebook account between Apr. 22, 2010 through Sept. 26, 2011

Final Thoughts

Should be easy enough to fill out if you were affected during the eligible timeframe.

Hat tip to DDG



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Recap: IRS Falling Behind On Tax Backlog, CFPB Changes & More


 

Deals starting/expiring at the end of today or starting today (view the full deal calendar here):

Deals starting/expiring at end of tomorrow:

Popular posts from yesterday:



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Hyatt Cardholders: 20% Back In Points On Hyatt’s Independent Collection


The Offer

Direct link to offer

  • Hyatt is offering cardholders 20% back in points on Hyatt’s Independent Collection properties for stays between July 5 and September 5, 2022. Register by July 31, 2022.

The Fine Print

  • This promotion is valid only for World of Hyatt credit card members who register for the promotion between June 27 and July 31, 2022. Only points redeemed for stays completed between July 5 and September 5, 2022 (“Promotion Period”) will be eligible for this promotion.
  • Maximum 30,000 Bonus Points per transaction may be received under this offer

Our Verdict

Great deal if you have any stays coming up.



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Redstone Federal Credit Union $100 Checking Referral Bonus (Both Parties Receive $100) [AL, TN, GA, MS, MO, AR, IN, KY, IL, OH, MI, PA, FL, NC, WV, VA]


Update 6/29/22: Deal is back and valid until September 29, 2022. Hat tip to reader Gadget.

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: AL, TN, GA, MS, MO, AR, IN, KY, IL, OH, MI, PA, FL, NC, WV, VA. Can join Financial Fitness Association for $8 to be eligible.
  • Direct deposit required: No
  • Additional requirements: 5 debit card purchases & online banking
  • Hard/soft pull: Soft pull
  • ChexSystems: Yesnot sensitive
  • Credit card funding: Up to $530
  • Monthly fees: $5, avoidable
  • Early account termination fee: None
  • Household limit: None mentioned
  • Expiration date: December 31, 2021 September 29, 2022

The Offer

Direct link to offer

  • Redstone Federal Credit Union is offering a $100 bonus for both the referrer and referee when the person being referred completes the following requirements:
    • Access online banking once
    • Use your debit card five times
  • You can refer a maximum of five people

The Fine Print

  • Note: the promotion is only available to the first 4,000 participants from the following states: Alabama, Tennessee, Georgia, Mississippi, Missouri, Arkansas, Indiana, Kentucky, Illinois, Ohio, Michigan, Pennsylvania, Florida, North Carolina, West Virginia and Virginia.
  • Promotion available 9/1/2021 – 12/31/2021.
  • Must be RFCU® member in good standing as defined by RFCU Bylaws and must be referred by an existing RFCU member.
  • The participant must not have had an RFCU checking account within the past 24 months.
  • The participant must notify RFCU of the referral code at account opening.
  • Business accounts are not eligible.
  • The promotion consists of: $100 first RFCU checking bonus, $100 referral incentive.
  • In order to receive the $100 checking bonus, within 30 days of account opening the participant must make at least 5 point of sale (POS) purchase transactions with the debit card associated with the new checking account and set up and access Redstone’s online banking at least one time.
  • Limited to one checking bonus per participant and cannot be combined with any other checking offers.
  • Promotion is limited to 5 checking incentives per referring member.
  • Bonus and incentive will be deposited into the members’ primary checking account within 90 days of account opening, but no later than 3/31/2022, if the promotion requirements are met.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Easy checking account is the easiest account to keep fee free. This has a $5 monthly fee that is waived with a direct deposit or 4 debit card transactions.

Early Account Termination Fee

I wasn’t able to find any mention of an early account termination fee in their fee schedule.

Our Verdict

Great bonus as no direct deposit is required and you have the chance to refer people as well. Do not share your referrals in this post, please keep it to discussing the actual bonus. You can share your referrals in the linked post. This will be added to our best bank account bonus page. I do hate promotions that are limited to the first XXXX people though as you never really know when that is hit.

They also offer a Brighter Day savings account which offers 2.02% APY with no requirements on balances up to $2,500 which is worth opening.

Useful posts regarding bank bonuses:



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Fidelity Launches ‘Bloom’ App With $80 Signup Bonus (Currently iOS Only)


Offer at a glance

  • Maximum bonus amount: $80
  • Availability: Nationwide with mobile app signup (currently it’s iOS only)
  •  Direct deposit required: None
  • Additional requirements: $300 deposit
  • Hard/soft pull: Soft
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: None listed
  • Household limit: None listed
  • Expiration date: Unknown

Fidelity Bloom App

Press Release | Direct signup link

Fidelity launched a new banking app geared toward young adults – but available to anyone 18 years or older – to help them build money-saving habits. As part of launch, they are offering the following signup bonus:

  • Open a Fidelity Bloom Spend account and Save account, get $50 once you deposit $25 or more within 7 days.

There are a few other bonuses available with Fidelity Bloom on an ongoing basis:

  • Customers receive an annual 5% match on the first $300 into their Fidelity Bloom Save account.
    • For a limited time, new customers will receive a 10% match through the end of 2022.
  • Fidelity will automatically deposit 10 cents into the Fidelity Bloom Save account every time customers use the Fidelity Bloom debit card.

Account Details

  • Fidelity Bloom is a free financial app and debit card with automated cash rewards to help you build long-lasting habits.
  • Fidelity Bloom comes with two accounts, one Spend account and one Save account. Both are brokerage accounts.
  • Customers can automatically round up purchases to the nearest dollar and have the difference moved to savings from their Fidelity Bloom Spend to their Fidelity Bloom Save account.
  • Receive up to 25% cash back—deposited into the Fidelity Bloom Save account when customers shop through the app with 1,100+ participating retailers.

The Fine Print

  • Fidelity Bloom $50 Offer Terms and Conditions: This offer is valid for new or existing Fidelity Brokerage Services LLC (“Fidelity”) customers who open a new Fidelity Bloom Spend account and Fidelity Bloom Save account on or after 6/13/2022 in the Fidelity Bloom app and fund with a minimum of $25. Offer is limited to one cash award per individual.
  • To receive the $50 cash award, the following must occur:
    • You register for the offer by opening the Fidelity Bloom Spend and Fidelity Bloom Save accounts and make an initial deposit in either account (your “initial funding date”) on or after 06/13/2022. The Fidelity Bloom accounts must be opened within the Fidelity Bloom app.
    • The Net Deposit at the end of the 7 calendar days after the initial funding date (“the qualification period”) must be at least $25.
    • For purposes of this offer, “Net Deposits” shall mean total external deposits or transfers (including cash, eligible securities and/or margin debit balance transfers) minus assets withdrawn or transferred out of the accounts within the qualification period.
    • The only eligible accounts for this offer are the Fidelity Bloom Spend account and the Fidelity Bloom Save account. Both accounts are opened for Fidelity Bloom customers. Each eligible account has unique features which you should consider prior to opening. This offer does not constitute a recommendation by Fidelity as to which, if any, account is appropriate for your personal situation.
  • The cash award will be deposited directly to the Fidelity Bloom Save account within 10 calendar days after the qualification period. Amounts deposited by Fidelity in the form of the cash award will be initially held in the eligible account’s core position. You will be provided information regarding the available core positions for the account type you select during the account opening process. You have the option of selecting a money-market fund sponsored by a Fidelity affiliate as your core position. No further investment or trading is required to qualify for the offer.
  • You could lose money by investing in a money market fund. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Before opening an account and selecting a money market fund as your core position, read the money market fund’s prospectus for policies specific to that fund. A copy of this prospectus will be made available to you during the account opening process.
  • This offer is nontransferable and limited to $50 per individual.
  • This offer is not valid for non-U.S. residents; persons employed by FINRA or a securities organization in a regulatory capacity; employees of Fidelity, its affiliates, and members of their immediate families and households, or the media who cover financial services. Individuals subject to backup withholding may not be eligible for the offer.
  • Cumulative cash awards credited to taxable accounts associated with your social security number or tax identification number, including this offer, other offers available within the Bloom app and those made by a Fidelity affiliate totaling $600 or more within a calendar year will appear on your consolidated Form 1099. You are encouraged to consult with your tax professional about appropriate tax reporting and treatment relating to this cash award and the deposit of the cash award in your account. Any taxes resulting from the cash award are your responsibility.

Avoiding Fees

There are no monthly fees to worry about and no early termination fees mentioned.

Our Verdict

Easy $50 bonus by opening both the Spend and Save accounts and making a simple $25 deposit into one of them within 7 days. Deposit an additional $275 ($300 total) before the end of 2022 and you’ll get an additional $30 bonus; I’m not sure when that bonus money will get credited to your account. A reader reports getting an additional $1 and $5 in bonuses while setting up the account.

In future years, you can deposit $300 per year and get 5% back – a $15 bonus each year. You can also get 10 cents per debit card swipe; some people might want to keep the card around for small purchases. Maybe the ‘25% back at select retailers’ will turn out useful as well, let us know if you see anything interesting.

Overall a simple $80 bonus for the hassle of opening a new account and app, along with a potential $15/year in future years. Sounds like anything less than $600 won’t get a Form 1099, though you probably have to self-report it on your taxes.

Hat tip to readers Mawney and James



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Amazon Fresh Stores: Amazon Prime Members Save 20% On Select Items


The Offer

Press Release

Save with new Amazon Fresh Stores Prime Benefit:

  • Starting June 29, Prime members will save 20% on select everyday essentials at Amazon Fresh stores across the U.S.
  • Members can enjoy this new benefit year-round by scanning their Amazon app at the register or paying with a credit card registered to their Prime account.

Our Verdict

Amazon Fresh is available online as well (our affiliate link), but this deal seems to be for Amazon Fresh physical stores only. I’m not sure which items are included in this deal, let us know. Use the Chase Offer for an additional 10% back. 



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Delta Flash Sale: Business Class Flights To Europe From 148,000 Miles Roundtrip


The Offer

Direct link to offer

  • Delta is having a flash sale with business class DeltaOne flights to Europe from 148,000miles + $137.97 round trip

The Fine Print

  • Must book by 6/29/22 at 11:59pm ET
  • Travel is valid from July 5, 2022 – January 4, 2023
  • Black out dates November 11-19, 2022; November 27-28, 2022; December 17-23, 2022
  • Saturday night stay required

Our Verdict

Normally the lowest price is 180,000 miles round trip.

Hat tip to VFTW



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