Capital One $400 Checking Bonus [Last Day]

Offer at a glance

The Offer

Direct link to offer

  • Capital One is offering a checking bonus of up to $400 when you open a new checking account with promo code BONUS400 (make sure this is added as it’s not automatically applying for everybody). To receive bonus you must two or more direct deposits totaling $1,000+  within 60 days of account opening

The Fine Print

  • Here’s the full scoop on how to earn your $400 bonus:
    1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
    2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
    3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
  • If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

There is no early account termination fee

Our Verdict

There was just a $250 bonus released, but that didn’t require a direct deposit. Bit annoying for people that already signed up for that deal or even the previous $100 offer if they can easily do a direct deposit (or use one of the methods that has worked before). Obviously a great bonus and one we will be adding to the best bank bonus page.

Hat tip to reader Kasey C

Useful posts regarding bank bonuses:

Source link $100 Mastercard Giftcard With No Fees (Limit 2)

The Offer

Direct Link to offer (affiliate link)

  • is selling $100 Mastercard gift cards for $100 shipped. Limit 2.

Our Verdict

It’s not common to have fee-free deals online. Looks like an easy win for those with an INK card or for someone who wants to knock off some spend. Let us know in the comments if there’s anything else to stack this with.

Update: Readers note that in the past there’ve been issues with Mastercard gift cards from so you might want to avoid.

Hat tip to GC Galore

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Abound Credit Union Visa Offers 5% Cash Back On Restaurants During Q1 2021

The Offer

Direct Link to offer

  • The Abound Credit Union Visa card is offering 5% cash back on restaurant purchases – dine in, take out, order delivery – for January 1 through March 30, 2021.

The Fine Print

  • No limits mentioned
  • 5% off all restaurant purchases including DoorDash and GrubHub
  • Limited time offer January 1 – March 31 2021

Our Verdict

Some people might have this card due to it offering 5% cashback on all gas purchases. 5% on restaurants is pretty good, though some may prefer other cards.

Hat tip to reader nightfir, Evan, and d.

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Recap: $80k Life Savings Lost, Amazon Prime Members Total 142 Million & More


Deals starting/expiring at the end of today or starting today (view the full deal calendar here):

Deals starting/expiring at end of tomorrow:

  • None

Popular posts from yesterday:

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Discover Offering Some Cardholders 0% APR For 12-14 Months When Asked

Update 1/25/21: People being targeted for 0% APR again, can check by using the chat feature.

Periodically Discover offers some cardholders additionally offers when asked, for example:

Currently Discover is offering some cardholder 0% APR for 12 months. To see if you’re eligible you need to chat with a Discover representative.

Hat tip to reader Matthew

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Best Posts Last Week: Best Bank Bonuses, $10 Off Amazon & More

Was a slow week for credit cards, but it looks like the JetBlue 100,000 point offer is still available. Citi has sent out another spending offer on the Sears card.

We updated our best bank bonuses for January 2021, this includes a new $500 bonus from TD Bank for those in CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA. Santander has brought back the $400 checking bonus and now includes accounts that are easier to keep fee free. Chase $300 total business checking bonus has been extended as well.

The Chase UR deal for $10 off $30 has been extended to more cardholders. Amazon is offering a $5 bonus when you send a giftcard of $50 or more via text. American Airlines has a new promotion called Tailwind where you pay $60 or $70 and get double miles on all domestic flights.

As always a lot of the good deals have already expired, make sure to either follow us on Twitter, get instant notifications or get daily e-mail updates so you don’t miss any deals. If we missed any deals or you have an idea for a post, please let us know ( or 

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[NYC] Restaurant Week: Get $20.21 Meals & $10 Off With Mastercard (1/25 – 1/31)

The Offer

Direct Link to offer | Mastercard registration

  • New York City Restaurant Week runs from January 25 through January 31 and features the following two offers:
    • Get lunch or dinner meals for $20.21 at participating restaurants.
    • Register and get $10 back with your Mastercard for every transaction of $20.21 or higher. Limit ten $10 credits. (This offer is now valid the following week as well, through February 7th.)

The Fine Print

  • Statement credit available only when ordering directly through restaurant website or on Bbot, Bento Box, Seamless, Grubhub, Opentable or Tock.

Our Verdict

I assume there must be some sort of restrictions or limits on which meals cost $20.21. Regardless, there should be some good deals to be had, especially when you get $10 back from Mastercard which brings the cost down to just $10.21 per meal. If you are ordering multiple meals, split the charges in order to get the $10 credit on each charge.

There’s also a separate Mastercard credit available of $10 per $20 spent at on attractions, museums, shopping and more; also $25 off $100 on hotels. Details here.

Hat tip to terpdeterp

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Kroger Stores: 4x Fuel Points On Gift Cards, Includes Visa & Mastercard (1/28 – 1/31)

The Offer

See all coupons hereVisa/MC | Third party | Harris Teeter

Check your Kroger stores coupons for the following offer:

  • Save a digital coupon to get 4x fuel points on Visa and Mastercard $100, $50, or $25 fixed-value gift cards. (Does not work on variable-load Visa/MC gift cards.)
  • Save a digital coupon to get 4x fuel points on third party gift cards.

Typically, gift cards earn 2x, and occasionally they’ll put out offers like these to bump it up to 4x. You should see these coupons for all Kroger-family brands. Deal usually becomes available at Harris Teeter as well in roughly the same time period.

The Fine Print

  • Unlimited use
  • These coupons will be valid Thursday January 28 through Sunday January 31

Our Verdict

The third party gift card deal should work for mostly all third party gift card brands. Remember to use a card that earns at a high rate on grocery store purchases. Separately, you can get 3x fuel points on groceries when shopping on the weekends.

Hat tip to FM

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