Update 1/3/21: Back again at 15,000 Swagbucks ($150) and 26,000 MyPoints ($165). Hat tip to FM
Offer at a glance
- Maximum bonus amount: 15,000 swagbucks (worth $150)
- Availability: Nationwide
- Direct deposit required: Yes, no minimum mentioned
- Additional requirements: None
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: None
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: None listed
The Offer
- Chime is offering a bonus of 15,000 Swagbucks (worth $150) when you sign up for a new account and receive a direct deposit of $100 or higher. MyPoints also has the same offer for 18,000 points (worth ~$120)
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about
Early Account Termination Fee
Unsure if there is an early account termination fee or not
Our Verdict
Previously you could always get a $50 referral bonus. This is an extra $50. Chime has been closing accounts without any reason recently. Overall this is a relatively small bonus but it’s available nationwide and easy to meet the requirements for so we will add it to our best bank bonuses.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Post history:
- Update 12/1/20: Now 15,000 Swagbucks worth $150. (Hat tip to reader vc), MyPoints is slightly higher at 26,000 which is worth around $165. (Hat tip to reader Andrew)
- Update 11/6/20: Deal is back and valid until 11/30 hat tip to Johnnie Dough.
