DCU: 0% APR For 6 Months & 0% Balance Transfer Fee For New & Existing Cardholders

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Update 1/1/2021: Deal available again, sent out via e-mail. Not sure if it’s targeted this year or not.

The Offer

Direct link to offer

  • DCU is offering a 0% APR on balance transfers to new and existing DCU credit cardholders for 6 months. They also charge no balance transfer fees. They also offer no retroactive charge, this means that if the entire balance transfer amount has not been paid by the June due date the remaining balance will start accruing interest as of June.

 

The Fine Print

  • Any purchases made during the promotional period (1/1/20 – 1/31/20) will be subject to your regular APR if the ending statement balance (which includes the balance transfer amount) is not paid in full. The balance transfer itself will remain at 0% APR until repaid in full or at the end of the DCU Visa billing cycle ending in June 2020, whichever occurs first.

Our Verdict

DCU offer this annually in January each year.  For more credit cards with $0 in balance transfers and 0% APR periods click here.

Hat tip to reader HarryTheFirstHarry

  • Update 1/1/2020: Deal is back for 2020, must be paid off by June due date (previously it was July) so worse than previous deals. Hat tip to reader Paul & HarryTheFirstHarry
  • 1/5/19: Deal is back for 2019. Thanks to all the readers who alerted us to this one.





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