[DE, MD, NJ, PA] Firstrust Bank $150 or $200 Checking Bonus, Direct Deposit Not Required

0


Update 1/31/21: Deal has been extended until May 31, 2021. Hat tip to reader Vlad

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Must be a resident of DE, MD, NJ, PA
  • Direct deposit required: No
  • Additional requirements: See below
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding:  Can fund at least $1,000 with a credit card
  • Monthly fees: Yes, $10 or $25 monthly fee (avoidable)
  • Early account termination fee: $25, 1 year
  • Household limit: One
  • Expiration date: December 31, 2020

The Offer

Direct link to offer

  • Firstrust Bank is offering a bonus of $150 when you open a FirstPaySM account or $200 FirstPaySM Premier Eagles Checking and complete the following requirements:
    • Make a purchase of $100 or more

The Fine Print

  • Bonus points will be paid to all new FirstPaySM and FirstPaySM Premier Eagles Checking accounts opened from 10/16/2020 to 12/31/2020. FirstPaySM Eagles checking customers will receive 15,000 bonus points. FirstPaySM Premier Eagles checking will receive 20,000 bonus points.
  • Limit 1 per household.
  • Bonus points may be redeemed for advertised gift card value. I.e. every 5,000 bonus points can be redeemed for $50 gift card.
  • New customers will be eligible after first Visa® purchase of $100 or more is made within 60 days of new account opening. Bonus will be paid within 60 days of purchase.
  • Points can be redeemed through scorecardrewards.com. Points will be eligible to be redeemed for gift cards 60 days after new account opening. Card must be registered to redeem.
  • Offer can be withdrawn at any time without notice.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

FirstPay Checking Account

To avoid monthly maintenance fee ($10), account is required to have one of the following each month: $500 minimum daily balance, monthly direct deposit, 10 debit card purchases or 5 online bill payments.

FirstPay Premier Checking

To avoid monthly maintenance fee ($25), account is required to have one of the following maintain $5,000 combined balance in deposits accounts or have $50,000 in consumer loans and lines of credit balances.

Early Account Termination Fee

There is an early account termination fee of $25 if closed within a year.

Our Verdict

We’ve previously seen a $276 checking bonus, that required a direct deposit but was easier to keep fee free (same requirements as the current $150 bonus). This offer might be worth considering for those that don’t like to worry about meeting the direct deposit requirement, otherwise it could make sense to wait for a bigger offer to return. We will add this to our best bank account bonus page.

Hat tip to Novacat05

Useful posts regarding bank bonuses:





Source link

Choose your Reaction!
Leave a Comment

Your email address will not be published.

bitcoin
Bitcoin (BTC) $ 47,993.00 2.02%
ethereum
Ethereum (ETH) $ 1,487.79 3.59%
tether
Tether (USDT) $ 1.01 0.21%
litecoin
Litecoin (LTC) $ 174.74 0.95%
binance-usd
Binance USD (BUSD) $ 1.01 0.63%
Apple Inc.  AAPL 
$125.12  $2.67  -2.09%  
Tesla, Inc.  TSLA 
$686.44  $31.99  -4.45%  
Gevo, Inc.  GEVO 
$9.26  $0.6700  -6.75%  
Zion Oil  ZNOG 
$0.7601  $0.0000  0.01%  
VBI Vaccines, Inc.  VBIV 
$3.32  $0.3000  -8.29%  
GameStop Corporation  GME 
$118.18  $2.22  -1.84%  
Walt Disney Company (The)  DIS 
$193.94  $1.04  -0.53%  
DraftKings Inc.  DKNG 
$68.58  $0.1400  -0.20%  
Airbnb, Inc.  ABNB 
$189.90  $6.52  -3.32%  
Silver Spike Acquisition Corp.  SSPK 
$21.83  $2.17  -9.04%  
GrubHub Inc.  GRUB 
$64.05  $0.2900  -0.45%  
Uber Technologies, Inc.  UBER 
$54.65  $0.2500  0.46%  
Eastman Kodak Company  KODK 
$9.17  $0.0200  0.22%  
HERTZ GLOBAL HOLDINGS INC  HTZGQ 
$1.19  $0.4500  -27.71%  
DoorDash, Inc.  DASH 
$160.59  $8.30  -4.91%