A while back, Chase extended the Pay Yourself Back categories through April 30th. It wasn’t known whether it would continue getting extended or not, but early indications are that – indeed – after April 30th the existing categories will no longer be valid:
Reader Peter shares a screenshot from within his Chase login (taken on February 26th) which shows all eligible PYB transactions from February to have a 62 day expiration, meaning that the transactions can be redeemed PYB through April 30th.
Last time around, people were wondering why Chase showed the full 90 days, despite the entire PYB benefit expiring in less than 90 days; then, Chase extended the benefit and it all made sense. This time, they took the pains of changing the number of days left which would seem to indicate that the existing PYB categories will not be extended beyond April 30th.
Most likely there will be new eligible categories beginning May, but we don’t know what they’ll be – it’s worth cashing out now if you find the Grocery and Dining categories easily usable. Grocery also works out now with the 3x Sapphire Reserve grocery multiplier.