FAQ About Those New AmEx Offers Released Today


Here’s an FAQ about the slew of new AmEx Offers that came out today:

Which cards were targeted for these new offers?

Most of these new/good/interesting offers are for the Platinum personal card.

Notable Offers?

The most interesting offers on the personal Platinum card are the free $100 at Best Buy and free $100 at Home Depot and free $50 at Home Chef and free $60 at Wine Insiders on personal Platinum cards.

I don’t have a consumer Platinum card. Is there anything for me?

Notable offer on other cards:

I have a consumer Platinum card. Why wasn’t I targeted with these offers?

The fine print states clearly for most/all of these offers that it’s only for those who had the card from before November 1, 2020. Should be showing for all Platinum cardholders from before that date, and on all versions of the Platinum card; let us know if that’s not the case.

(Update: some Platinum cardholders – from all the various versions – are not seeing these offers, apparently it’s somewhat targeted.)

Will these offers work on gift cards?

Some of the offers have terms excluding gift cards. In practice, I’ve seen reports of email confirmations coming from gift card purchases too, but it’s impossible to know if AmEx will crack down on that and claw back the credits at some point in the future.

Worth noting: the Best Buy offer only excludes e-gift cards, so physical gift cards should be fine for that one.

Can I double my purchase and trigger both offers at once?

There is a report from reader T1 of making a purchase at Best Buy of more than $100 and triggering both $50 credits in one shot. Another reader reports the same for the Home Depot offer. We’ll have to wait to find out if these actually post properly.

Can I get the offers on multiple cards?

Like all AmEx Offers, each person/SSN can get it on just one of their cards, even if you hold more than one Platinum card and see it on both. If you have authorized user cards, the authorized user can get it as well.

When Will The Credits Post?

Terms state that ‘Statement credit will appear on your billing statement within 90 days after 6/30/2021’, though historically AmEx Offer credits post just a few days after the charge posts.

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