[FL only] Campus USA Credit Union $300 Checking Bonus – Direct Deposit Not Required

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Offer at a glance

  • Maximum bonus amount: $150
  • Availability: Membership is open to anyone in Alachua, Clay, Columbia, Gadsden, Jefferson, Lake, Leon, Madison, Marion, Sumter, Suwannee, and Wakulla counties!
  • Direct deposit required: No
  • Additional requirements: eStatements
  • Hard/soft pull: Hard
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: $15 if closed within one year
  • Household limit: One
  • Expiration date: None listed

The Offer

Direct link to offer

  • Campus USA is offering a bonus of $150 when you open a free checking account and complete the following requirements:
    • Use promo code C150
    • Within 60 days elect to receive eDocuments
    • Within 60 days use debit card as a non-pin based transaction (online purchase, contactless purchase, or swiping your debit card without using a pin) at least 6 times

The Fine Print

  • May not be combined with any other offer. Offer subject to change without notice.
  • One bonus per household.
  • Offer is not available to members with an existing CAMPUS checking account.
  • Credit approval and initial $50 opening deposit required.
  • Member must elect to receive eDocuments.
  • Within the first 60 days, member must use their debit card as a non-pin based transaction (online purchase, contactless purchase, or swiping your debit card without using a pin) at least 6 times within 60 days.
  • If requirements are met and the account remains open after 60 days, the $150 reward will be made available to the member.
  • $150 is considered interest and will be reported on IRS Form 1099-INT.
  • Credit approval and initial $5 deposit required.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

According to their fee schedule there is also a $15 early account termination fee as well.

Our Verdict

At the start of 2020 there was a $300 bonus that was offered. This new bonus is significantly less but no direct deposit required. Still not worth it for most people due to the hard pull.

Hat tip to reader Fred

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