[GA only] Georgia’s Own Credit Union $200 Checking Bonus


Update 6/12/22: Deal is back and valid until July 31, 2022. Hat tip to reader lucy

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Must be a resident of Georgia
  • Direct deposit required: Direct deposits of $500+ per statement cycle required
  • Additional requirements: See below
  • Hard/soft pull: Hard pull
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: $5.95, not avoidable.
  • Early account termination fee:
  • Household limit: None listed
  • Expiration date: August 31st, 2020

The Offer

Direct link to offer

  • Georgia’s Own Credit Union is offering a bonus of $200 when you open a Perks+ Checking Account and complete the following requirements:
    • Make qualifying direct deposits totaling at least $500 per statement cycle
    • Must register for online banking
    • Complete 6 debit card transactions within each of the two statement cycles after account opening

The Fine Print

  • Online offer only valid July 1, 2020 through August 31, 2020.
  • Georgia’s Own will give you $200 when you open up a new Perks+ Checking account or $100 when you open up a new All Access Account.
  • Offer does not apply to business, employee, second, or multiple checking accounts with Georgia’s Own.
  • If you had a checking account with Georgia’s Own in the last 90 days, you are not eligible for this offer.
  • The bonus will be paid within 90 days after account opening and is subject to the following requirements: the member must establish a monthly direct deposit of at least $1,000 per statement cycle; the member must register for online banking; the member must complete 6 debit card transactions within each of the two statement cycles after account opening.
  • Account must be open and in good standing at the time the bonus is paid. Accounts are subject to approval
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Perks+ account that is required for this bonus has a $5.95 monthly fee that cannot be waived.

Early Account Termination Fee

I wasn’t able to find an early account termination fee in the fee schedule.

Our Verdict

This is another bonus where we need to know if it’s a hard or soft pull to open, if anybody goes for it then please share your experiences in the comments below.

Hat tip to reader Sagan

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