Hanscom Federal Credit Union 5% APY, On Up To $6,000

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Offer at a glance

  • Interest Rate: 5% APY
  • Minimum Balance: $5
  • Maximum Balance: $6,000
  • Availability: View requirements here, possibly anybody can join by becoming a member of a partner organization
  • Direct deposit required: No
  • Additional requirements: None, but maximum $500 deposit per month
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Insured: NCUA

The Offer

Direct link to offer

  • Hanscom Federal Credit Union is offering 5% APY on balances up to $6,000

The Fine Print

  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

This account has no monthly fees

Referral Bonus

You can also get a $30 referral bonus when using a referral link. Don’t share your referrals in the comments here, you can share them in this linked post here.

Our Verdict

This account is slightly different in that you can only transfer $5 – $500 per month, looks like you must transfer in at least $5 per month to be eligible for the 6% rate. I guess the best plan is to transfer $500 per month to start with and then switch it back to $5 per month once you near the $6,000 limit.

Hat tip to reader Yuri

 



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