[ID, WA & OR only] Gesa Credit Union $300 Checking Bonus, Direct Deposit Not Required

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Offer at a glance

  • Maximum bonus amount: $300
  • Availability: ID, WA & OR. More details here
  • Direct deposit required: No
  • Additional requirements:
  • Hard/soft pull: Soft 
  • ChexSystems: Unknown
  • Credit card funding: Can fund with a credit card, up to $5,000
  • Monthly fees: None
  • Early account termination fee: $20, 180 days
  • Household limit: None
  • Expiration date: None listed

The Offer

Direct link to offer

  • Gesa Credit Union is offering a bonus of up to $300 when you open a new Colossal or Advantage checking account. Bonus is broken down as follows:
    • Get $200 when you:
      • Open your new checking account
      • Sign up for Online Banking and eStatements
      • Complete 10 debit card purchases (excluding ATM transactions)
    • Get an additional $100 when you keep your account opening for a year

The Fine Print

  • For a limited time only, a $200 incentive will be paid to the member’s savings account within 30 days of meeting all qualification criteria provided criteria are met within 60 days of the checking account opening.
  • The incentive payment is subject to required IRS reporting.
  • To be eligible for the incentive, you must open a new Colossal or Addvantage account, enroll in Online or Mobile Banking, signup to receive electronic statements and complete 10 Gesa Visa® debit card purchases (ATM transactions excluded).
  • To be eligible for the additional $100 incentive, your account must remain open 12 months after the original open date and must be in good standing. The additional $100 incentive will be paid within 30 days of the open anniversary date.
  • Maximum $300 incentives per member. Member must not have had a Gesa Checking account within the last 90 days.
  • The checking account must be opened with a minimum deposit of $5 if opened in the branch ($25 if opened online).
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

A $20 fee is charged if the account is closed within 180 days according to this fee schedule.

Our Verdict

Much better than the previous $100 deal. You do need to keep the account open for 12 months to get the full bonus, but that isn’t difficult as there is no monthly fees to worry about. Always nice to see big bonuses with no direct deposit requirement, will add this to our list of the best bank account bonuses.

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