[IL, MO] Midland States Bank $250 Checking Bonus


Offer at a glance

  • Maximum bonus amount: $250
  • Availability: IL, MO
  • Direct deposit required: Yes, $1,500+ 
  • Additional requirements: See below
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • Midland States Bank is offering a bonus of $250 when you open a new checking account with promo code Check250. Bonus broken down as follows:
    • Have a direct deposit of $1,500 and receive a $150 bonus
    • Complete 20 debit card transactions and receive a $70 bonus
    • Sign up for eStatements and receive a $30 bonus

The Fine Print

  • In order to be eligible for this limited-time offer, you must be 18 years or older and apply online or in-person using the code: Check250.
  • Limit of 1 per person.
  • Checking offer is not available to existing personal checking account holders. New customers may earn up to $250 on personal checking accounts LivTM Simply, LivTM Rewarded, and LivTM Unlimited if the following qualifications are completed within 90 days of opening account: direct deposits via ACH totaling $1500 will receive $150, 20 debit posted card transactions within 90 days (excluding ATM transactions) will receive $70, and E-Statements enrollment receives $30.
  • Incentive is considered interest, producing a 1099-INT form.
  • If the account is closed by you or Midland States Bank within 180 days after opening, you will forfeit the offer and be subject to an account closing fee.
  • After you have completed the above requirements, the offer will be deposited into your new account within 30 business days.
  • Contact us for additional details.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Liv Simply account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is an EATF or not.

Our Verdict

We need to know if this is a hard or soft pull to open. Always nice to see a bonus with no monthly fees to worry about.

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