[IN] Public Service Credit Union $100 Referral Bonus

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Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Must live or work in Allen County
  • Direct deposit required: Yes or loan (no minimum specified)
  • Additional requirements: Be referred and use promo code
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: $5
  • Household limit: None
  • Expiration date: June 30th, 2021

The Offer

Direct link to offer

  • Public Service Credit Union in Indiana is offering a $100 referral bonus to both parties. Person being referred needs to do the following:
    • Open a checking account with a debit card
    • Complete one of the following: Direct Deposit, Loan, Visa Credit Card
  • Person signing up needs to give the referee’s name and promo code REFER100 at sign up

The Fine Print

  • New member must live or work in Allen County to be eligible for membership. $100 awarded to new member & referring member 18 years and older within 60 days of account & loan, credit card or direct deposit received.
  • Existing PSCU members & former members with account closed within 90 days not eligible.
  • Bonus reported on 1099INT.
  • Limited time offer expires June 30, 2021 or earlier at PSCU’s discretion.
  • Limit ten bonuses per referring member.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Smart checking account has no monthly fees to worry about

Early Account Termination Fee

According to this fee schedule there is a $5 fee when closing your account, doesn’t seem to be waivable.

Our Verdict

Not to be confused with the PSCU in Colorado. This is a relatively small bonus and there is a $5 closure fee that can’t be avoided, but if you can refer a few people it becomes more interesting. If anybody goes for this bonus then please share your experiences in the comments.

Hat tip to ShawntheShawn

Useful posts regarding bank bonuses:





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