[MA only] North Shore Bank $300 Checking Bonus

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Offer at a glance

  • Maximum bonus amount: $300
  • Availability: MA only
  • Direct deposit required: Yes, two $250+ within 60 days
  • Additional requirements: Use promo code
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: None listed
  • Household limit: None listed
  • Expiration date: October 31, 2021

The Offer

Direct link to offer

  • North Shore Bank is offering a bonus of $300 when you open a new checking account and complete the following requirements:
    • Use promo code READING300
    • Receive a recurring direct deposit of $250+ within sixty days

The Fine Print

  • To qualify for the $300 bonus you must not currently have a personal checking account with North Shore Bank.
  • Accounts must be opened between August 1, 2021 and October 31, 2021 at the 31 Harnden Street, Reading Branch, or online at northshore-bank.com/ready with the code READING300 and must receive a recurring direct deposit of at least $250 within 60 days of account opening.
  • Direct deposits may include salary, pension, Social Security and Supplemental Security Income (SSI) benefits or other regularly scheduled electronic deposits.
  • Accounts that are overdrawn during the promotional period will be ineligible to receive the bonus.
  • Once the offer criteria is met, and after at least two direct deposits are credited to the account, the $300 will be paid no later than 90 days from account opening.
  • We may change or discontinue this offer at any time without notice.
  • We will report the $300 bonus to the IRS as interest for the year in which it is received.
  • One bonus per individual as identified by Taxpayer Identification Number (TIN).
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

There is a free checking account with no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find any EATF in the fee schedule.

Our Verdict

Not to be confused with the other North Shore Bank. Bonus looks to be relatively easy, just need to know if it’s a hard or soft pull.

Hat tip to Michael R

Useful posts regarding bank bonuses:





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