[MD only] APGFCU $200 Checking Bonus (Educators & School Staff)

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Offer at a glance

  • Maximum bonus amount: $200
  • Availability: You must live, work, worship, attend school, or volunteer in Harford or Cecil County or certain areas in Middle River, Maryland. Must also be an educator or school staff
  • Direct deposit required: Yes, monthly direct deposits totaling at least $200
  • Additional requirements: See below
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown 
  • Monthly fees: None
  • Early account termination fee: $15, 60 days
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • APGFCU is offering a $200 checking bonus when you open a new checking account and complete the following requirements:
    • Sign up for online banking
    • Opt out of paper statements
    • Open a new APGFCU savings account
    • Receive a qualifying reoccuring direct deposit totaling at least $200 within 90 days of account opening

The Fine Print

  • Offer is for new members only. Memberships established under the U Educate Member Rewards Program may qualify for a $200 cash bonus if the following qualifications are met: (1) sign up for Online Banking, (2) opt out of paper statements from APGFCU, (3) open a new APGFCU savings account plus a new personal checking account during the promotional period and (4) within 90 days of opening the checking account (“Qualification Period”), receive into the checking account a qualifying reoccurring direct deposit totaling at least $200.
  • Offer cannot be combined with any other offers and does not apply to second or multiple checking accounts.
  • If you meet all the terms of this offer, the bonus will be credited to your checking account on the 1st business day following the end of the 90-day Qualification Period.
  • Limit one bonus per member. Fees may apply for early closure of checking account.
  • Offer may be extended,
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They offer a free checking account with no monthly minimums or fees.

Early Account Termination Fee

There is also a $15 early account termination fee charged if the account is closed within 60 days, but keep in mind it needs to be open and in good standing to get the bonus.

Our Verdict

Previously they offered a $100 checking bonus available to all (in the eligible area). This is obviously a better bonus but available to less people. We still need to know if it’s a hard or soft pull, so won’t add it to the best bank account bonuses just yet.

Useful posts regarding bank bonuses:



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