[MI only] Independent Bank $250 Checking Bonus

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Offer at a glance

  • Maximum bonus amount: $250 + $50 referral
  • Availability: MI only
  • Direct deposit required: Yes
  • Additional requirements: See below
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: December 31, 2021

The Offer

Direct link to offer

  • Independent Bank is offering a bonus of $250 when you open a new checking account. Bonus is broken down as follows:
    • $50 when you complete 10 debit card transactions within 45 day period
    • $100 when you establish a recurring direct deposit of at least $50
    • $100 when maintain a balance of $2,500 or more for 60 days
  • You can also get $50 for each friend or family member you refer

The Fine Print

  • Offer valid for new checking account customers only.
  • May not be combined with other offers.
  • Subject to 1099-INT reporting.
  • Offer paid out within 60 calendar days of qualification.
  • Expires December 31, 2021.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

There is no monthly fee as long as you’re enrolled in eStatements

Early Account Termination Fee

Can’t find the fee schedule so unsure if there is an early account termination fee.

Our Verdict

Not sure if you get the $250 bonus when you use a referral or not, I assume you do. If anybody has an account feel free to share your referral and let us know in the comments below if it’s a hard or soft pull.

Hat tip to reader allenw

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