[MI only] Michigan Schools & Government Credit Union $200 Checking Bonus

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Offer at a glance

The Offer

Direct link to offer

  • Michigan Schools & Government Credit Union is offering a bonus of up to $200 when you open a new checking account. Bonus is broken down as follows:
    • Earn $100: Set up your direct deposit of $100+ to your new checking within 60 days of account opening.
    • Earn $100: Complete 10 debit card transactions of $5+ within 60 days of account opening.

The Fine Print

  • Available for regular and fresh start checking accounts opened before 8/31/2021; limited to one incentive per member.
  • An incentive of up to $200 will be paid when the member completes the following: qualify for and open a checking account and ATM/debit card; make an initial deposit of $25 or more in the account; within 60 days, enroll in and receive one direct deposit (minimum $100) to the new account (earn $100), and/or conduct 10 PIN or signature debit card transactions (Does not include ATM) of $5 or more (earn $100).
  • Members must not currently have a checking account or have closed a regular checking account as of 4/1/2021 or later.
  • Bonus will be paid 61 days after account opening date.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find any early account termination fee in the fee schedule.

Our Verdict

Has been a $175 bonus in the past. This is worth doing if it’s a soft pull. Won’t add this to our best bank account bonuses until that has been confirmed.

Hat tip to Linamax

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