Update 4/24/22: Deal is back at this link (ht alopez14)
Offer at a glance
- Maximum bonus amount: $300
- Availability: MN only
- Direct deposit required: Yes, $1,500+
- Additional requirements: None
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: None
- Household limit: None listed
- Expiration date:
December 31st, 2019April 24, 2022
The Offer
Direct link to offer | New Link (click $300 account open special to see the details)
- Financial One Credit Union is offering a $300 bonus when you open a new Financial One checking account and complete the following requirements within 90 days:
- Set up and receive qualifying direct deposits totaling $1,500 or more
The Fine Print
- Offer valid for new checking account; eligible members may not have had an open checking account within the last six months. Some restrictions apply.
- Contact Financial One for more information.
- Must mention the ad at the time of the account opening to receive the promotional offer
- Accounts opened online are not eligible for the $300 promotion.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about
Early Account Termination Fee
I wasn’t able to find an early account termination fee in the fee schedule.
Our Verdict
Need to know if it’s a hard or soft pull to open, if it’s a soft pull then I do think it’s worth doing.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
