[MN, WI, TN, TX] Altra Federal Credit Union $190 Checking Bonus


Update 8/1/21: Deal has been increased to $190.

Offer at a glance

  • Maximum bonus amount: $190
  • Availability: Must live in live, work, worship, or attend school in a select eligibility area in  MN, WI, TN, TX
  • Direct deposit required: Yes, no minimum required
  • Additional requirements: Use promo code
  • Hard/soft pull: Hard pull
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None
  • Expiration date: None

The Offer

Direct link to offer

  • Altra Bank is offering a bonus of $190 when you open a new A+ checking or A+ Platinum account and complete the following requirements:
    • Use promo code CHK_190A+LYL
    • Receive a direct deposit

The Fine Print

  • $100 cash bonus valid for NEW Altra members only who open a new A+ Checking or A+ Platinum with direct deposit, in person or online.
  • To receive offer, initial minimum direct deposit is required within 30 days of account opening: A+ Checking $50 minimum required; A+ Platinum $250 minimum required. $100 will be deposited into new checking account within 30 business days of initial direct deposit.
  • One A+ Checking or A+ Platinum account per member; one offer per member; personal accounts only.
  • Offer void if Altra member has an existing Altra Checking account or an Altra Checking that was closed within the last 30 days. For tax purposes, cash bonus may be reported as dividends.
  • Membership eligibility required.
  • Limited time offer. Contact Altra for complete details.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

A+ checking account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find the full fee schedule so unsure if there is an early account termination fee or not.

Our Verdict

They had a bigger bonus in the past, but they added an end date that was before our post. This $100 bonus is much smaller, but hopefully people can actually sign up for it this time. Probably worth it if it’s a soft pull.

Hat tip to reader John C

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