[MO] AllTru Credit Union $400 Checking Bonus

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Offer at a glance

  • Maximum bonus amount: $400
  • Availability: Must live, work or worship in St. Charles County, St. Louis County, St. Louis City
  • Direct deposit required: Yes, $500+ 
  • Additional requirements: See below
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: August 31, 2021

The Offer

Direct link to offer

  • AllTru Credit Union is offering a $400 checking bonus when you open a new checking account and complete the following requirements:
    • Use promo code CHECKING400
    • Sign up for online banking
    • Complete two direct deposits of $500+ within 60 days of account opening

The Fine Print

  • To open a new account, you’ll need a $1.00 deposit, a valid ID, and a utility bill with the same address as your ID.
  • Accounts are subject to field of membership restrictions.
  • Apply online, over the phone, or at a branch using offercode CHECKING400 by 8/31/2021.
  • Offer is not valid for existing Alltru Credit Union members or those who have closed a 1st Financial or Alltru personal checking account within the past 12 months.
  • We reserve the right to amend or cancel any part of this offer at any time.
  • Earn a $400 bonus when you complete the following requirements within 60 days of account opening: a) Open a new TailorMade, Opportunity, or StepOne Checking Account b) Use the special offer code CHECKING400 at account opening c) Have a minimum of two $500 direct deposits of a paycheck, pension payment, Social Security payment, or other government benefits payment electronically deposited into the account from an employer or outside agency. d) Enroll in Online Banking.
  • All behaviors must be met and account must be open, in good standing and must have a balance greater than zero when the bonus is paid via automatic deposit into your primary savings account 15 days after all qualifying behaviors are met.
  • Only (1) cash bonus given per household.
  • Offer expires 8/31/2021.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

TailorMade Rewards Checking has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is an early account termination fee or not.

Our Verdict

Need to know if it’s a hard or soft pull, but given it’s a $400 bonus even if it’s a hard pull then this is still a great deal. If anybody goes for this bonus then please share your experiences in the comments below.

Hat tip to reader NN

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