Monifi $100 Checking Bonus, Available Nationwide

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Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Nationwide
  • Direct deposit required: Yes, $1,000+ for two months
  • Additional requirements: None
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • Monifi is offering a bonus of $100 when you open a new checking account and complete the following requirements:
    • Make two direct deposits of at least $1,000 each into your Spend Balance

The Fine Print

  • Receive $100 when you set up direct deposit to your Spend Balance and receive two (2) direct deposits of $1,000 USD or more within 90 days of opening your Monifi Relationship.
  • The direct deposits must be an electronic deposit of the account owner’s paycheck, pension or government benefits (such as Social Security).
  • Limit one (1) incentive per customer.
  • $100 USD paid as a credit to your Spend Balance within 45 days of meeting promotion requirements.
  • Offer may be changed or withdrawn at any time.
  • Monifi Relationship must be open and in good standing to receive promotion incentive.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

I wasn’t able to find a fee schedule so I’m unsure if there is an early account termination fee or not.

Our Verdict

Seems like a relatively easy bonus to meet the requirements for, although difficult to know how strict they will be on the direct deposit requirement. Also need to know if it’s a hard or soft pull to open. Will add this to our list of the best bank bonuses if it’s a soft pull.

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