My Capital One Venture X Denial


There are three credit card signup offers which are slated to end on Monday, March 14th:

While Capital One typically limits us to just one new card per 6 months, anecdotally people have been getting approved for the Spark Cash Plus after being approved just months earlier for the Venture X.

In my case, I’d already gotten approved for the Spark card more than a month ago under the enhanced $3,500 banker offer. A number of us were wondering if we’d be able to get the Venture X card within 6 months of getting the Spark given that most of the positive data points had done it the other way around.

As time is running out, I decided just now to shoot off an application – I went through a friend’s referral link and applied for the Venture X. Unfortunately, I got a quick denial from Capital One.

I’m unsure if the denial is due to the 6-month rule or personal circumstances. We’ve yet to hear of an approval for the Venture X within 6 months of a Spark approval. I’d guess personal>business works whereas business>personal does not work. Let us know if you any experience with this.

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