- Available nationwide, Bank of Missouri offers their Kasasa checking account with 3.05% APY on balances up to $15,000.
- Requires 15 debit card purchases each month, requires being enrolled in electronic statements, and requires logging in once per month.
There are no monthly fees, even if you don’t meet the monthly qualifications.
Would net $457.50 each year if you max out the $15,000. The debit card requirement is a pain, but some people will find it worthwhile.
Hat tip to reader Anthony