[NE, IA, KS, MO, CO, WY, SD] Four Points Federal Credit Union $200 Checking Bonus

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Offer at a glance

  • Maximum bonus amount: $200
  • Availability: NE, IA, KS, MO, CO, WY, SD
  • Direct deposit required: Two direct deposits totaling $1,000+
  • Additional requirements: See below
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None
  • Expiration date: June 30, 2021

The Offer

Direct link to offer

  • Four Points Federal Credit Union is offering a bonus of $200 when you open a new checking account and complete the following requirements:
    • Open any new FPFCU checking account with $100 or more
    • Make two or more direct deposits, totaling $1,000 or more
    • Register for Online/Mobile Banking
    • Sign up for eStatements
    • Make fifteen (15) or more purchases with your new account debit card

The Fine Print

  • Promotion open to new Four Points FCU members without a previous account relationship in the past 12 months.
  • $200 bonus is earned if the following occur within 90 days of a new member checking account being established: 1) Make an opening deposit of $100 or more; 2) Make two or more payroll direct deposit occur, totaling $1,000 or more; 3) Register for Online/Mobile Banking; 5) Opt into e-statements.; 4) Make fifteen or more point of sale (POS) purchases with your debit card connected to the corresponding new checking account.
  • If all promotion criteria listed are met, $200 will be credited to the checking account within 60 days after the initial 90 day qualification period expires if account is still open and in good standing.
  • All incentives reported as dividends. See account terms and disclosures for complete account details.
  • Promotion and terms subject to change or end without notice
  • Valid 3/17/21 – 6/30/21.
  • Federally Insured by NCUA.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

There is a free checking account that has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule.

Our Verdict

Seems like a nice bonus, unfortunately we don’t know about much about this bank. If anybody goes for this bank please share your experiences in the comments below.

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