[NY only] Jovia Financial Credit Union $150 Checking Bonus

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Update 4/10/21: Deal is back, hat tip to Larrabeedrill

Offer at a glance

  • Maximum bonus amount:  $150
  • Availability:Nassau/Suffolk county on Long Island NY
  • Direct deposit required: Yes, $100+
  • Additional requirements: None
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • Jovia Financial Credit Union is offering a bonus of $150 when you open a new checking account and receive a direct deposit of $100+

 

The Fine Print

  • Offer available for new and existing Jovia members from October 1, 2020 through December 31, 2020.
  • Membership eligibility requirements apply.
  • Existing accounts prior to the promotional period do not qualify. Offer is for new, first-time Go Green Checking accounts with a reoccurring minimum direct deposit of $100 in the checking account within 60 days of account opening.
  • Cash bonus will post automatically to the members’ checking or share account and will be reported as income on IRS form 1099-INT. Must meet account qualifications to earn APY and ATM fee reimbursements.
  • Free first order of checks for new accounts only. Rates subject to change without notice.
  • All offers can be withdrawn at any time and are subject to change without notice. Employees, volunteers, and affiliates of Jovia and their immediate families are not eligible.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule, so I’m unsure if there is any early account termination fee.

Our Verdict

Looks like it’s worth doing considering it’s a soft pull to open and there are no monthly fees to worry about.

Useful posts regarding bank bonuses:

Post history:

  • Update 11/14/20: Deal is back and is now $150 instead of $125.





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