[OH] Westfield Bank $100 Checking Bonus – No Direct Deposit Required


Update 5/1/21: Deal is back and valid until December 31, 2021. Hat tip to -Ying Liang

Update 10/18/20: Deal is back and valid until December 31, 2020.

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Offer available to Ohio residents only
  • Direct deposit required: Yes, or recurring ACH deposit
  • Additional requirements: None
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Up to $500
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: One
  • Expiration date: September 6th, 2019 December 31, 2020

The Offer

Direct link to offer

  • Westfield Bank is offering a bonus of $100 when you open a new checking account and complete the following requirements:
    • Open new account with at least $250
    • Receive a monthly direct deposit or recurring ACH debit/credit

The Fine Print

  • To obtain the $100 bonus, a new Dream Big, Dream Big with Savings, Reserve, Simply, or 50+ Checking account must be opened with an initial deposit of at least $250 on or before September 6, 2019.
  • The new account must be opened with money not currently on deposit at Westfield Bank, FSB, and a monthly direct deposit or recurring ACH debit/credit must be established.
  • We will pay the bonus by crediting $100 to your new Westfield Bank checking account as interest within 10 days of account opening and after the required minimum opening deposit is made.
  • There is a limit of one bonus per household (same address). The bonus will be reported to the IRS as interest income.
  • Your account must remain open for 180 calendar days, or the amount of the bonus will be deducted from the account at closing.
  • Offer available to Ohio residents only. Individual account terms and conditions apply.
  • This offer is not available to individuals who have received a bonus from Westfield Bank in the last 12 months.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They offer a dream big account with no monthly fees to worry about.

Early Account Termination Fee

There is a $50 fee if you close your account within 12 months of account opening.

Our Verdict

Probably worth doing as it’s a soft pull and can easily meet the requirements.

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