[OK & KS] Communication Federal Credit Union $222 Checking Bonus

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Offer at a glance

  • Maximum bonus amount: $222
  • Availability: OK & KS
  • Direct deposit required: Yes, $2,222+ within 90 days
  • Additional requirements: See below
  • Hard/soft pull: Mixed DP
  • ChexSystems: Unknown
  • Credit card funding: Can fund each account up to $500 (Visa & Mastercard). Might be able to fund more
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: April 30, 2022

The Offer

Direct link to offer

  • Communication Federal Credit Union is offering a bonus of $150 when you complete the following requirements:
    • Use promo code 222
    • Complete the following requirements within 90 days:
      • Enroll in eStatements
      • Receive a qualifying direct deposits totaling at least $2,222
      • Make 22 debit card purchases of at least $2

The Fine Print

  • Open a new Pay Me Checking, Performance Checking, or Connect Card account with promo code 222
    • Must be member’s first CFCU checking account
    • Within 90 days of opening:
      • Enroll in eStatements
      • Receive qualifying (payroll, pension, or government benefit) direct deposits totaling at least $2,222
      • Make 22 debit card purchases of at least $2
  • Offer valid 2/22/2022 through 4/30/2022. Cannot be combined with other offers.
  • Bonus paid to Primary Share within 90 days of requirements being met. Members who receive more than $600 in incentives annually will receive a 1099-Misc.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

PayMe checking has no monthly fees to worry about

Early Account Termination Fee

I wasn’t able to find any fee schedule, so I’m unsure if there is any early account termination fee or not.

Our Verdict

There has been a $250 bonus and $150 in the past. Those haven’t been offered in a long time though. Unfortunately there are mixed datapoints of it being a hard or soft pull.

Hat tip to reader Daniel

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