Real Time Rewards Coming To U.S. Bank Cash+, $25 Bonus Ending

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U.S. Bank has sent out an e-mail to Cash+ cardholders letting them know about some changes to redeeming rewards. These changes will go into effect on February 15, 2021.

  • Real time rewards. This has been available on other cards for some time, but after you make a purchase of $10 you receive a test message and you can reply to this with ‘REDEEM’ and it’ll use your points against this purchase.
  • Paypal pay with rewards. You’ll be able to use rewards to pay via PayPal
  • Rewards will expire 3 years after earning them.
  • Automatic monthly cash rewards redemptions are ending.
  • No bonus $25 when redeeming $100 in cash rewards.

As far as I know you can only do the $25 bonus once now anyway, so not a huge loss for those who have already done it. The real time rewards and paypal changes are nice as you no longer need $20 in rewards to redeem but only $10. Other cards offer a bonus when using real time rewards on certain purchases (e.g travel), doesn’t look like that’s the case for Cash+ but we might see a bonus for first time use in the future (my speculation).

Hat tip to Travel With Grant





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