SoFi Money 1.25% APY Rate (Direct Deposit Required)

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SoFi increased the rate on their SoFi Money checking/savings hybrid account to 1.25% APY for those who have a monthly direct deposit (any amount) post to their account. Previous rate was 1.00% APY.

Press Release

SoFi has also removed the max eligible for increased rate (previously there was a $150k max). This is better than any other simple savings account, though – again – it does require a direct deposit of any amount in order to be eligible for the 1.25% rate.

They’ve also sweetened the deal for new members to get a signup bonus of up to $300 which we posted about separately.

Hat tip to reader Ronald



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