SoFi Money: $100 Checking Bonus

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Update 2/24/21: $100 bonus is now back with $25 for funding and $75 for direct deposit. Hat tip to reader A.

Update 11/29/20: Looks like you can get another $50 by going through Slickdeals. Plus you can do the $50 round up bonus, making it $200 total. Slickdeals deal now dead.

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Nationwide
  •  Direct deposit required: Yes, $500+
  • Additional requirements: None
  • Hard/soft pull: Soft
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: ?
  • Household limit: None listed
  • Expiration date: October 26, 2020 November 4, 2020 December 31, 2020

The Offer

Direct link to offer

  • SoFi Money is offering a bonus of up to $100 when you open a new account. Bonus is broken down as follows:
    • $25 for depositing $250+
    • Additional $75 for setting up direct deposit of $500+

The Fine Print

  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account doesn’t have any monthly fees to worry about.

Early Account Termination Fee

Not sure if there is any EATF or not, but there is no monthly fee and it’s worth keeping the account open long term for the spending bonuses.

Our Verdict

Don’t think this will stack with the $75 slickdeals bonus as both require opening a new account. Not as good as the previous $200 bonus either. I’d personally recommend just waiting for a bigger offer to return.

Hat tip to mothman69

Useful posts regarding bank bonuses:





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