Star One Credit Union $200 Checking Bonus – No Bonus Requirements[Bay Area, CA only]


Update 2/18/21: Bonus is now $200 for the new member and $100 for the person that refers you. Hat tip to reader Pieter W

Offer at a glance

  • Maximum bonus amount: $120
  • Availability: Star One offers membership to individuals who live, work, or attend school in Santa Clara County, as well employees of corporate sponsors, immediate family members* of current Star One members, and Star One Credit Union employees
  • Direct deposit required: No
  • Additional requirements: None
  • Hard/soft pull: Soft pull
  • ChexSystems: Yes
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: None listed
  • Expiration date: September 15th, 2019

The Offer

Direct link to offer

  • Receive a sign up bonus of $200 when you use a referral link and you open a new checking account.


The Fine Print

  • The bonus will be deposited into your Money Market Savings Account upon verification that a new Membership and a
    Checking account have been established. Bonus is subject to IRS reporting. Minor and transfer to minor accounts not
    eligible for bonus. Star One Credit Union staff not eligible for the bonus
  • Minimum deposit of $50 required to establish a new Membership account. Minimum $100 deposit to open a Checking
    account. Existing and previous Star One members do not qualify as new members
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them


You need somebodies Full Name & E-mail address to refer them you also need to fill out the referral form, feel free to share your details in the comments. You can receive a limit of $240 in referral bonuses. They might also sometimes ask you for the phone number of the person you referred.

Avoiding Fees

Star One Credit Union offers a free checking account that qualifies for this deal, there is also no early account termination fee.

Our Verdict

If you live in a service area and can get referred, this is a good deal as there are no requirements to get the bonus. Would be even better if you can fund with a credit card. Feel free to share your experiences and referral information in the comments, we’ll add it to our best bank bonus page once we have at least one person giving out referrals.

Useful posts regarding bank bonuses:

Bonus history:

  • Update 12/8/19: Deal is available at $120 via referral.
  • Update 9/16/19: Bonus is back to $120 but requires a referral again
  • Update 9/11/19: Bonus is now $200, no requirements and no referral required. Hat tip to reader EW
  • Update 7/14/19: Some people have offers for $200/$100 (person signing up receives $200 and person referring receives $100). Requires a direct deposit and valid until August 15th, 2019. Feel free to share your referral info but only if you have this offer. Hat tip to reader Pavel
  • Update 11/21/18: Bonus is now $120 for the person signing up and $100 for the person referring (before it was $120 & $60, so only better for the person referring). Hat tip to reader EW.

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