[Targeted] AmEx Offer: 0% APR On New Purchases For 12 Billing Cycles

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The Offer

  • American Express has an amex offer for 0% APR on new purchases for 12 billing cycles.

The Fine Print

  • We’re writing to confirm your new promotional Annual Percentage Rate (APR) for eligible purchases as described below.
    • Your promotional APR for purchases is 0.00%.
    • Your promotional APR is valid from 05/27/2021 through your billing period ending in 06/2022.
  • After the end of the promotional period, the APR for these purchases will be a variable rate based on the Prime Rate plus 10.74%, which is currently 13.99%**.
  • Please know that any existing purchase balance prior to the beginning of the promotional period will continue to be charged interest at your current APR even during the promotional period.
  • The promotional APR will not apply to any purchases made before or after the promotional period.
  • Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. The Cash Advance APR and Penalty APR(s) still apply to your account as reflected in your Card Agreement.

Our Verdict

Nice deal for anybody that is targeted, just make sure you keep the money to pay off the balance. Might not even worth it considering the low deposit savings rates currently.

Hat tip to Harry F





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