[Targeted, DE, DC, MD, NJ, PA, & VA Only] Fulton Bank $200 Checking Bonus – Direct Deposit Not Required


Update 2/19/22: Available again.

Update 9/24/21: Available again, still has targeted language. Should show up if you do the following search ‘https://www.google.com/search?q=fulton+%24200‘. Hat tip to reader Gadget

Update 7/15/21: New link now available. Does have targeted language ‘To be eligible for this offer, you must have accessed this page via a direct communication (email or digital ad) from Fulton Bank.’

Update 2/1/21: Deal is back for 2021. Hat tip to kas141

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: DE, MD, NJ, PA, DC & VA only. May need to live in one of the counties
  • Direct deposit required: Optional
  • Additional requirements: None
  • Hard/soft pull: Soft. Make sure to opt out of overdraft protection
  • ChexSystems: Yes.
  • Credit card funding: Up to $500
  • Monthly fees: None
  • Early account termination fee: None
  • Household limit: One (is enforced/isn’t enforced (2)) None
  • Expiration date: None Listed December 31, 2021 December 31, 2022

The Offer

Direct link to offer

  • Fulton Bank is offering a bonus of $200 when you open a new Simply Checking account and complete either of these requirements:
    • Set up a recurring direct deposit totaling $500 or more OR
    • Make 15 debit card purchases spending $300 or more in total purchases within 60 days


The Fine Print

  • This offer is valid for new consumer checking account customers only that have not had a checking account with any affiliate of Fulton Financial Corporation within the last 12 months.
  • Promotion is limited to one cash bonus per person.
  • If multiple accounts are opened for the same owner, only the first account will be eligible for the bonus.
  • Fulton Financial Corporation employees and immediate family members sharing a household are not eligible.
  • May not be combined with any other offer.
  • Offer may be withdrawn without notice.
  • Customers are responsible for possible tax implications.
  • 25 minimum deposit to open a checking account online.
  • This offer is valid when you open a new Simply Checking account and complete a minimum of 15 debit card purchases within 60 days after account opening (transactions must be posted to the account within the 60 day timeframe); or, set up recurring direct deposit in the cumulative amount of $250 or more within 60 days after account opening.
  • The direct deposit must post to your account within this timeframe and is limited to Social Security, pension, payroll, or unemployment. $200 cash bonus will be credited to your checking account four to six weeks after the conditions above have been met.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Simply checking has no monthly fees to worry about

Early Account Termination Fee

I can find no references to an early account termination fee on their website.

Our Verdict

Previous best bonus was $150. This is an extra $50 for the same requirements. Definitely think this is worth doing if you live in a targeted area, I’ll be adding this to our list of the best checking account bonuses.

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