[Targeted, LA, MS, FL, AL, TX] Hancock Whitney Bank $300 Checking Bonus


Note: This time it states ‘This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer’.

Offer at a glance

  • Maximum bonus amount: $300
  • Availability: LA, MS, FL, AL, & TX only. In branch only [Branch locator]
  • Direct deposit required: Yes, $250+
  • Additional requirements: None
  • Hard/soft pull: Soft
  • ChexSystems: No
  • Credit card funding: None
  • Monthly fees: $21
  • Early account termination fee: $20, 180 days (bonus forfeit)
  • Household limit: One (this is enforced)
  • Expiration date: 6/30/2021

The Offer

Direct link to offer

  • Hancock Whitney Bank is offering a bonus of $300 when you open a Connect Checking account and complete the following requirements:
    • Receive a qualifying monthly direct deposit of at least $250 by 8/31/2021

The Fine Print

  • Checking Promotion Requirements: Use the promo code referenced above when opening a new Connect Checking account with money not currently on deposit at Hancock Whitney Bank by the offer expiration date of 6/30/2021.
  • The promo code is required at account opening. The following criteria must be met by 8/31/2021: Set up and receive a qualifying monthly direct deposit of at least $250 per deposit.
  • A qualifying direct deposit includes a salary, pension, social security or other recurring, monthly income amount of $250 or more, electronically deposited by your employer or outside agency.
  • Transfers from one account to another or deposits made at a financial center or ATM do not qualify.
  • A qualifying direct deposit is a recurring electronic deposit of at least $250 of your paycheck, pension, or government benefit (such as Social Security) electronically deposited by your employer, the government, or outside agency.
  • Qualifying direct deposit does not include payments received from apps such as PayPal or Cash App, and other similar payment providers.
  • Tax refunds and Stimulus Checks are not qualifying direct deposits.
  • Deposits made at a financial center, via ATM, online transfer, mobile device, debit card/prepaid card number or the mail do not qualify. The bank may change or discontinue the offer at any time and without notice.
  • This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer. Limit of one consumer checking-related bonus per household per calendar year
  • If your account meets the criteria, and remains open and active, we will deposit the earned bonus into your new Connect Checking account within 6 weeks after the qualification period of 8/31/2021. Bonuses may be considered interest and may be reported on IRS Form 1099.

Avoiding Fees

Monthly Fees

Connect Checking account has a $12 monthly fee. This can be waived if you maintain one or more of the following: a minimum daily collected balance of at least $1,500 or more or $5,000 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) and credit card balances.

Early Account Termination Fee

$20 fee is charged for each account if the account is closed within 180 days. Looks like you might also forfeit the bonus.

Our Verdict

This is better than the recent $300 bonus as it’s much easier to keep fee free. It’s a shame about the targeted language, if that wasn’t included I would add this to the best bank account bonuses.

Hat tip to gli

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