Update 4/3/22: Additional update I hadn’t been aware of: the Bilt card now offers primary rental car insurance coverage. (ht Nick from FM) And also $800 of cell phone insurance. And no foreign transaction fees.
The Bilt Rewards card is now out of beta and live for anyone to apply.
Direct application link for Bilt card
The highlight of the card is the ability to earn rewards on rent payments, up to 50,000 points per year, even if you landlord only accepts check or ACH payment. The card has no annual fee and comes with many top-notch travel partners where you can transfer points. It earns 3x on Dining, 2x on Travel, and 1x on all other purchases, including Rent payments. You can read more about the card in our reviews here and here.
Two interesting updates to Bilt:
- Bilt has now partnered with Wells Fargo to be the issuing bank of the card (a switch from the previous issuer Evolve Bank)
- Bilt is also offering a referral program whereby a member can refer 5 friends and get 25,000 bonus points if the friend uses the card within 30 days. You can get a maximum of 1M bonus points from referring.
NO REFERRAL LINKS IN THE COMMENTS BELOW. For now I’m not planning on creating a referral thread since there’s no bonus on this card and since it requires 5 referrals to get anything.