[WA only] Harborstone Credit Union 0.52% APY On Balances Up To $4,000 + $150 Bonus

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Update 3/19/21: Can currently get a $150 bonus as well. Hat tip to reader Michael

Update 6/7/20: Rate has been reduced to 0.52%, obviously no longer worth considering.

Offer at a glance

  • Interest Rate: 4% APY
  • Minimum Balance: None
  • Maximum Balance: $4,000
  • Availability: WA
  • Direct deposit required: Optional
  • Additional requirements: See below
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Up to $500
  • Monthly fees: None
  • Insured: NCUA

The Offer

Direct link to offer

  • Harborstone Credit Union offers the BreakFree checking account. This earns 4% APY on balances up to $4,000 when the following requirements are met:
    • Sign into online banking
    • Set up at least one direct deposit or automatic ACH withdrawal
    • Make a minimum of 12 debit card transactions of at least $3+ per month

Avoiding Fees

This account has no monthly fees to worry about.

Our Verdict

This account has a lot of requirements, especially when you remember this is only for balances up to $4,000. Most people will be better off sticking to another high yield checking account.

Hat tip to reader Heidi

 





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