[WI & MN only] TruStone Financial $150 Checking Bonus


Update 7/24/21: Deal is back at the $150 level. Hat tip to ShawntheShawn

Offer at a glance

  • Maximum bonus amount: Up to $150
  • Availability: Select areas in WI & MN
  • Direct deposit required: Yes, $500+
  • Additional requirements: See below
  • Hard/soft pull: Soft
  • ChexSystems: Unknown
  • Credit card funding: Up to $2,000, Visa or Mastercard only
  • Monthly fees: None
  • Early account termination fee: $20, 6 months
  • Household limit: None listed
  • Expiration date: August 11th, 2018 December 31st, 2018 August 16th, 2020

The Offer

Direct link to offer

  • Receive a sign up bonus of $150 when you open a new checking account with TruStone Financial and complete the following requirements within 30 days:
    • $100 for total recurring direct deposits of at least $500
    • $50 for enrolling in Online Banking and eStatements

The Fine Print

  • Offer valid between 11/1/2018 and 12/31/2018.
  • Cash back amounts are based on the following completed actions: 1) $50 for opening a new checking account with a debit card and making five purchase transactions within 30 days. 2) $50 for enrolling in Online Banking and eStatements. Both actions must be completed within 30 days of account opening for cash back to be received. 3) $50 for establishing a recurring direct deposit totaling at least $250 in direct deposit within first 30 days.
  • Only one account per membership is eligible and member must not already have a checking account.
  • Allow up to 60 days from account opening for deposits to be made. Recipient is responsible for any taxes incurred on cash back.
  • $5 membership is required. Must be 16 years of age or older.
  • Those under 18 years old must have a parent or guardian on the account to be eligible for cash back. This offer cannot be combined and may be discontinued at any time. Federally Insured by NCUA.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Value checking account (0% APY) has no monthly fee

Early Account Termination Fee

A $20 fee is charged if the account is closed within 6 months of opening according to their fee schedule.

Our Verdict

In previous years the bonus has been $100 with no direct deposit requirement. Because the direct deposit is only required for the last $50, the bonus is actually better than before (or the same if you have no intention of going for that bit of the bonus. This isn’t quite true as you need a direct deposit for $100 of the bonus).It looks like it’s a soft pull to open, although there is that one DP of a hard pull so something to keep in mind. I’ll add this to the best bank bonus page but with a warning regarding that.

Big thanks to reader, Samuel Adams who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:

Post history:

  • Update 8/17/20: Deal is now only for $100, extra $50 is not being offered.
  • Update 6/13/20: Deal is back and valid until August 16th, 2020. Hat tip to reader Brad E
  • Update 6/29/19: Deal is back and valid until August 17th, 2019
  • Update 11/11/2018: Deal is back and valid until December 31st, 2018. Hat tip to reader JT

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